# mBank CZ vs Skip Pay

The clearest difference is ratings volume: mBank CZ at 252 against Skip Pay's 3. mBank CZ also leads on monetization model (free vs ad-supported). Skip Pay's advantage is rating (4.7 vs 4.4) and review sentiment (60% vs 46%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Skip Pay holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: mBank CZ has 252 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 46% of mBank CZ's written reviews are positive against 60% of Skip Pay's.

mBank CZ ships an update every 2 weeks, Skip Pay every 9 days. The most recent releases landed on September 22, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | mBank CZ | Skip Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (252 ratings)](https://appshunter.io/ios/app/mbank-cz/id468058234/reviews) | **[4.7 (3 ratings)](https://appshunter.io/ios/app/skip-pay/id1450758826/reviews)** |
| Number of ratings | **252** | 3 |
| Positive reviews | 46.4% of reviews | **60.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 9 days** |
| Monetization | **Free** | Ad-supported |
| Size | 172 MB | 100 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [mBank S.A.](https://appshunter.io/developer/678096910) | [Skip Pay s.r.o.](https://appshunter.io/developer/1450758825) |

## What reviewers say

### mBank CZ

[App page](https://appshunter.io/ios/app/mbank-cz/id468058234)

Manage your finances securely and conveniently with this mobile banking app. It offers real-time account overviews, mobile payments, quick money transfers, and secure online transaction confirmations. Easily manage your cards, order virtual cards, and access various banking products.

**Highlights:** Real-time account overview and notifications, Mobile contactless payments, Quick money transfers via QR codes or phone numbers, Secure online payment confirmation with mKlíč, Payment card management (limits, PIN, blocking), Virtual card ordering, Loan, savings, and insurance applications

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Skip Pay

[App page](https://appshunter.io/ios/app/skip-pay/id1450758826)

Manage all your purchases, activate a virtual card, and view your PIN.  Enjoy benefits like paying up to 50 days later, splitting payments, and earning rewards.

**Highlights:** Manage all purchases in one place, Activate virtual card, View PIN anytime, Check loyalty balance and redeem points, Pay up to 50 days later, Split payments into installments, Send money to any Czech account

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is mBank CZ free?

mBank CZ is free to download, with no in-app purchases.

### Is Skip Pay free?

Skip Pay is free to download, with no in-app purchases.

### Which has better reviews, mBank CZ or Skip Pay?

Skip Pay is rated higher. mBank CZ averages 4.4 out of 5 from 252 ratings, while Skip Pay averages 4.7 from 3 ratings.

### Do mBank CZ or Skip Pay have ads?

Neither mBank CZ nor Skip Pay shows ads.

### Which is updated more often, mBank CZ or Skip Pay?

mBank CZ ships an update every 2 weeks, and Skip Pay every 9 days. Most recently, mBank CZ was updated on September 22, 2026 and Skip Pay on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*