# mBank CZ vs Niceboy Pay

The clearest difference is iOS requirement: Niceboy Pay at 15.1 against mBank CZ's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

mBank CZ ships an update every 2 weeks, Niceboy Pay every 3 weeks. The most recent releases landed on September 22, 2026 and September 8, 2026 respectively.

## The numbers

| Metric | mBank CZ | Niceboy Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (252 ratings)](https://appshunter.io/ios/app/mbank-cz/id468058234/reviews)** | — |
| Number of ratings | **252** | — |
| Positive reviews | 46.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free | — |
| Size | 172 MB | 48 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [mBank S.A.](https://appshunter.io/developer/678096910) | [RTB MEDIA S.R.O](https://appshunter.io/developer/1586439528) |

## What reviewers say

### mBank CZ

[App page](https://appshunter.io/ios/app/mbank-cz/id468058234)

Manage your finances securely and conveniently with this mobile banking app. It offers real-time account overviews, mobile payments, quick money transfers, and secure online transaction confirmations. Easily manage your cards, order virtual cards, and access various banking products.

**Highlights:** Real-time account overview and notifications, Mobile contactless payments, Quick money transfers via QR codes or phone numbers, Secure online payment confirmation with mKlíč, Payment card management (limits, PIN, blocking), Virtual card ordering, Loan, savings, and insurance applications

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Niceboy Pay

[App page](https://appshunter.io/ios/app/niceboy-pay/id6502400874)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is mBank CZ free?

mBank CZ is free to download, with no in-app purchases.

### Is Niceboy Pay free?

Niceboy Pay is free to download, with no in-app purchases.

### Do mBank CZ or Niceboy Pay have ads?

Neither mBank CZ nor Niceboy Pay shows ads.

### Which is updated more often, mBank CZ or Niceboy Pay?

mBank CZ ships an update every 2 weeks, and Niceboy Pay every 3 weeks. Most recently, mBank CZ was updated on September 22, 2026 and Niceboy Pay on September 8, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*