# myCentral  Mobile vs UPC Mobile

The clearest difference is review sentiment: myCentral  Mobile at 48% against UPC Mobile's 0%. myCentral  Mobile also leads on rating (4.6 vs 2.1) and ratings volume (2.7K vs 7). UPC Mobile's advantage is update cadence (every 5 months vs every 13 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

myCentral  Mobile holds the better App Store score, 4.6 against 2.1. That said, the two scores are not equally well evidenced: myCentral  Mobile has 2.7K ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 48% of myCentral  Mobile's written reviews are positive against 0% of UPC Mobile's.

myCentral  Mobile ships an update every 13 months, UPC Mobile every 5 months. Both last shipped on November 10, 2026.

## The numbers

| Metric | myCentral  Mobile | UPC Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (2.7K ratings)](https://appshunter.io/ios/app/mycentral-mobile/id468162381/reviews)** | [2.1 (7 ratings)](https://appshunter.io/ios/app/upc-mobile/id571027918/reviews) |
| Number of ratings | **2.7K** | 7 |
| Positive reviews | **48.4% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 13 months | **Every 5 months** |
| Monetization | Free | Free |
| Size | 75 MB | 62 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Central Mutual Insurance Company](https://appshunter.io/developer/468162384) | [Union Electric Membership Corporation](https://appshunter.io/developer/571027921) |

## What reviewers say

### myCentral  Mobile

[App page](https://appshunter.io/ios/app/mycentral-mobile/id468162381)

Manage your insurance policy conveniently from your mobile device. Access billing information, pay bills, obtain proof of insurance, and get assistance following an accident. Report and track claims, and connect directly with your agent.

**Highlights:** View and pay bills, Get proof of insurance, Accident assistance, Report and track claims, Email photos for claims, Contact agent

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Convenient mobile access
- 💡 Helpful policy information

**What reviewers complain about**

- 🐛 App crashes and bugs
- ⚠️ Unreliable website and app functionality
- 🔒 Difficult account access and setup

**Reported bugs**

- White screen issues
- Login problems and account lockouts
- Intermittent app loading failures

**Requested features**

- Ability to print proof of insurance
- Improved app stability and reliability


### UPC Mobile

[App page](https://appshunter.io/ios/app/upc-mobile/id571027918)

Manage your utility account on the go with this app. Access account details, view bills and balances, make payments, and schedule alerts. Receive instant updates and notifications from anywhere.

**Highlights:** Secure account access, View bills and balance, Make payments, Find payment locations, Schedule alerts and reminders, Receive push notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is myCentral  Mobile free?

myCentral  Mobile is free to download, with no in-app purchases.

### Is UPC Mobile free?

UPC Mobile is free to download, with no in-app purchases.

### Which has better reviews, myCentral  Mobile or UPC Mobile?

myCentral  Mobile is rated higher. myCentral  Mobile averages 4.6 out of 5 from 2.7K ratings, while UPC Mobile averages 2.1 from 7 ratings.

### Do myCentral  Mobile or UPC Mobile have ads?

Neither myCentral  Mobile nor UPC Mobile shows ads.

### Which is updated more often, myCentral  Mobile or UPC Mobile?

myCentral  Mobile ships an update every 13 months, and UPC Mobile every 5 months. Most recently, myCentral  Mobile was updated on November 10, 2026 and UPC Mobile on November 10, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*