# Pay Timer vs Retirement Cashflow Calculator

The clearest difference is price: Retirement Cashflow Calculator at Free against Pay Timer's $0.99. Retirement Cashflow Calculator also leads on update cadence (every 5 days vs every 10 months). Pay Timer's advantage is iOS requirement (11.0 vs 15.2). On ads, in-app purchases and device support there is nothing between them.

Retirement Cashflow Calculator is free to download; Pay Timer costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Pay Timer ships an update every 10 months, Retirement Cashflow Calculator every 5 days. The most recent releases landed on November 1, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Pay Timer | Retirement Cashflow Calculator |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/pay-timer/id468649105/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 months | **Every 5 days** |
| Monetization | Paid | — |
| Size | 5 MB | 1 MB |
| Requires iOS | **11.0** | 15.2 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Piet Jonas](https://appshunter.io/developer/288060167) | [Ravinath Aekambaram](https://appshunter.io/developer/1622995576) |

## What reviewers say

### Pay Timer

[App page](https://appshunter.io/ios/app/pay-timer/id468649105)

Track your work hours and automatically calculate your pay. The timer continues to run in the background, allowing you to close the app. Export your work history via email for backup and analysis.

**Highlights:** Work time tracking, Automatic earnings calculation, Background timer operation, Local data saving, Email export for backup, History of calculations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Retirement Cashflow Calculator

[App page](https://appshunter.io/ios/app/retirement-cashflow-calculator/id1622995574)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Pay Timer free?

Pay Timer costs $0.99, with no in-app purchases.

### Is Retirement Cashflow Calculator free?

Retirement Cashflow Calculator is free to download, with no in-app purchases.

### Do Pay Timer or Retirement Cashflow Calculator have ads?

Neither Pay Timer nor Retirement Cashflow Calculator shows ads.

### Which is updated more often, Pay Timer or Retirement Cashflow Calculator?

Pay Timer ships an update every 10 months, and Retirement Cashflow Calculator every 5 days. Most recently, Pay Timer was updated on November 1, 2026 and Retirement Cashflow Calculator on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*