# Pay Timer vs Guard Online

The clearest difference is price: Guard Online at Free against Pay Timer's $0.99. Guard Online also leads on update cadence (monthly vs every 10 months) and ratings volume (12 vs 2). Pay Timer's advantage is review sentiment (100% vs 57%) and rating (5.0 vs 3.8). On ads, in-app purchases and device support there is nothing between them.

Guard Online is free to download; Pay Timer costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Pay Timer holds the better App Store score, 5.0 against 3.8. That said, the two scores are not equally well evidenced: Guard Online has 12 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of Pay Timer's written reviews are positive against 57% of Guard Online's.

Pay Timer ships an update every 10 months, Guard Online monthly. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Pay Timer | Guard Online |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/pay-timer/id468649105/reviews)** | [3.8 (12 ratings)](https://appshunter.io/ios/app/guard-online/id978132887/reviews) |
| Number of ratings | 2 | **12** |
| Positive reviews | **100.0% of reviews** | 57.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 months | **Monthly** |
| Monetization | Paid | **Ad-supported** |
| Size | 5 MB | 120 MB |
| Requires iOS | **11.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Piet Jonas](https://appshunter.io/developer/288060167) | [SC National Guard FCU](https://appshunter.io/developer/978132886) |

## What reviewers say

### Pay Timer

[App page](https://appshunter.io/ios/app/pay-timer/id468649105)

Track your work hours and automatically calculate your pay. The timer continues to run in the background, allowing you to close the app. Export your work history via email for backup and analysis.

**Highlights:** Work time tracking, Automatic earnings calculation, Background timer operation, Local data saving, Email export for backup, History of calculations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Guard Online

[App page](https://appshunter.io/ios/app/guard-online/id978132887)

Manage your finances on the go with this mobile banking application. Easily check balances, transfer funds, view transaction history, and pay bills directly from your smartphone or tablet.

**Highlights:** Check account balances, Transfer money, View account activity, Pay bills, Access accounts anywhere

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Pay Timer free?

Pay Timer costs $0.99, with no in-app purchases.

### Is Guard Online free?

Guard Online is free to download, with no in-app purchases.

### Which has better reviews, Pay Timer or Guard Online?

Pay Timer is rated higher. Pay Timer averages 5.0 out of 5 from 2 ratings, while Guard Online averages 3.8 from 12 ratings.

### Do Pay Timer or Guard Online have ads?

Neither Pay Timer nor Guard Online shows ads.

### Which is updated more often, Pay Timer or Guard Online?

Pay Timer ships an update every 10 months, and Guard Online monthly. Most recently, Pay Timer was updated on October 26, 2026 and Guard Online on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*