# Checkbook Pro vs Debit & Credit

The clearest difference is price: Debit & Credit at Free against Checkbook Pro's $9.99. Debit & Credit also leads on rating (4.8 vs 3.7) and review sentiment (89% vs 54%). Checkbook Pro's advantage is in-app purchases (none vs 3) and chart position (#105 vs unranked). On ratings volume, update cadence, ads and device support there is nothing between them.

Debit & Credit is free to download; Checkbook Pro costs $9.99 up front. Debit & Credit sells 3 in-app purchases, starting at $19.99 per year. Checkbook Pro asks for nothing beyond the download.

Debit & Credit holds the better App Store score, 4.8 against 3.7. Both are backed by a comparable volume of ratings — 989 and 2.4K respectively. Written reviews point the same way: 54% of Checkbook Pro's written reviews are positive against 89% of Debit & Credit's.

Checkbook Pro ships an update monthly, Debit & Credit every 3 weeks. Both last shipped on October 26, 2026.

## The numbers

| Metric | Checkbook Pro | Debit & Credit |
| --- | --- | --- |
| Price | $9.99 | **Free** |
| Rating | [3.7 (989 ratings)](https://appshunter.io/ios/app/checkbook-pro/id469331073/reviews) | **[4.8 (2.4K ratings)](https://appshunter.io/ios/app/debit-and-credit/id882637543/reviews)** |
| Number of ratings | 989 | **2.4K** |
| Positive reviews | 53.7% of reviews | **89.4% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Paid | **Free with in-app purchases** |
| Best chart rank | **#105** | — |
| Size | 22 MB | 30 MB |
| Requires iOS | **9.0** | 15.0 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Beesoft Apps](https://appshunter.io/developer/1420966143) | [Ivan Pavlov Pty Ltd](https://appshunter.io/developer/375311513) |

## What reviewers say

### Checkbook Pro

[App page](https://appshunter.io/ios/app/checkbook-pro/id469331073)

**Currently charting:** #105 Top Paid · Finance (US App Store)

Manage your daily finances by tracking credit card charges and cash expenditures. This app allows for multiple accounts, recurring transactions, fund transfers, and detailed reports with charts. It offers a user-friendly interface to replace your paper checkbook.

**Highlights:** Multiple account management, Recurring transaction setup, Fund transfers between accounts, Export data in CSV, QIF, HTML, Calendar view with transaction filtering, Reports and charts for income/expenses, Passcode protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Debit & Credit

[App page](https://appshunter.io/ios/app/debit-and-credit/id882637543)

Manage all your finances in one place with this intuitive personal finance app. Track spending, create budgets, and plan for the future with automatic transaction import and detailed reports. Syncs across devices and offers shared account management.

**Highlights:** All accounts in one app, Apple Card integration, Fast transaction entry, Budgets and scheduled transactions, Financial planning, Detailed reports, iCloud sync, Shared accounts

**Features:** Family Sharing, Siri integration, Apple Watch app

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Version | $19.99 | per year |
| Premium Version | $19.99 | per year |
| Premium Version | $19.99 | per year |

**What reviewers like**

- 🚀 Great app
- 👍 Simple and easy to use
- 🔒 Secure and private
- 💻 Seamless sync between devices
- 📊 Excellent budgeting and reporting features

**What reviewers complain about**

- 🐛 Occasional bugs and glitches
- 💰 Subscription model may be costly for some
- 🔍 Limited customization options
- 📅 Lack of advanced scheduling and forecasting

**Reported bugs**

- Duplication of transactions
- Syncing issues between devices
- Incorrect account balances

**Requested features**

- Ability to track cryptocurrency transactions
- Option to view uncleared and cleared balances separately
- More detailed budget and spending visualizations
- Improved shared account management


## Frequently asked questions

### Is Checkbook Pro free?

Checkbook Pro costs $9.99, with no in-app purchases.

### Is Debit & Credit free?

Debit & Credit is free to download, with in-app purchases available.

### Which has better reviews, Checkbook Pro or Debit & Credit?

Debit & Credit is rated higher. Checkbook Pro averages 3.7 out of 5 from 989 ratings, while Debit & Credit averages 4.8 from 2.4K ratings.

### Do Checkbook Pro or Debit & Credit have ads?

Neither Checkbook Pro nor Debit & Credit shows ads.

### Which is updated more often, Checkbook Pro or Debit & Credit?

Checkbook Pro ships an update monthly, and Debit & Credit every 3 weeks. Most recently, Checkbook Pro was updated on October 26, 2026 and Debit & Credit on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*