# Southern Bank vs Mobile First

The clearest difference is monetization model: Mobile First at free against Southern Bank's free with in-app purchases. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Southern Bank against 4.8 for Mobile First. Both are backed by a comparable volume of ratings — 7.8K and 4.6K respectively. Written reviews are what separate them: 63% of Southern Bank's written reviews are positive against 60% of Mobile First's.

Southern Bank ships an update every 6 weeks, Mobile First monthly. Both last shipped on November 1, 2026.

## The numbers

| Metric | Southern Bank | Mobile First |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (7.8K ratings)](https://appshunter.io/ios/app/southern-bank/id469546599/reviews) | **[4.8 (4.6K ratings)](https://appshunter.io/ios/app/mobile-first/id828534641/reviews)** |
| Number of ratings | **7.8K** | 4.6K |
| Positive reviews | **62.5% of reviews** | 60.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 208 MB | 148 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | iPhone, iPod, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Southern Bank](https://appshunter.io/developer/469546602) | [First Community Bank Batesville](https://appshunter.io/developer/828534644) |

## What reviewers say

### Southern Bank

[App page](https://appshunter.io/ios/app/southern-bank/id469546599)

Manage your Southern Bank accounts on the go. Check balances, transfer funds, pay bills, and deposit checks using your mobile device. Secure sign-on options are available.

**Highlights:** Check account balances, Search transactions, Transfer funds between accounts, Pay bills, Manage payees, Mobile check deposit, Touch ID/Face ID login

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 💡 Great customer service
- 👍 User-friendly app
- 🚀 Excellent mobile deposit feature

**What reviewers complain about**

- 🐛 Frequent crashes and login issues
- 🐛 Unreliable mobile deposit functionality
- 🐛 Slow and laggy performance
- 🐛 Buggy app updates
- 🔒 Lack of security features (e.g., Face ID)

**Reported bugs**

- Constant log-outs and password resets
- Mobile deposit failures and issues
- App freezes and crashes
- Incompatibility with newer devices
- Delayed transaction updates and balances

**Requested features**

- Improve login and security features
- Enhance mobile deposit reliability
- Optimize app performance and stability
- Provide better customer support channels
- Develop an iPad-specific app version


### Mobile First

[App page](https://appshunter.io/ios/app/mobile-first/id828534641)

Manage your finances conveniently from your mobile device. Check balances, transfer funds between accounts, deposit checks remotely, and pay bills with ease. This app is available to existing online banking customers.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Deposit checks remotely, Pay bills, Review past payments

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💻 Convenient mobile banking
- ⚡ Fast and efficient
- 👍 User-friendly interface
- 🕰️ Saves time without traffic
- 🔒 Secure banking experience

**What reviewers complain about**

- 🐛 Login issues and app crashes
- 🔑 Frequent need to re-enter credentials
- 🤖 Unreliable facial recognition/Touch ID
- 📱 Outdated and less intuitive UI after updates
- 🤔 Lacking advanced features compared to other banks

**Reported bugs**

- Mobile deposits not working consistently
- Accounts not properly syncing or updating
- Frequent app crashes and login issues
- Face ID/Touch ID not functioning as expected

**Requested features**

- Ability to save/view check images
- More detailed account and loan information
- Improved mobile deposit process
- Push notifications for account activity
- Integration with popular payment services


## Frequently asked questions

### Is Southern Bank free?

Southern Bank is free to download, with no in-app purchases.

### Is Mobile First free?

Mobile First is free to download, with no in-app purchases.

### Which has better reviews, Southern Bank or Mobile First?

Mobile First is rated higher. Southern Bank averages 4.8 out of 5 from 7.8K ratings, while Mobile First averages 4.8 from 4.6K ratings.

### Do Southern Bank or Mobile First have ads?

Neither Southern Bank nor Mobile First shows ads.

### Which is updated more often, Southern Bank or Mobile First?

Southern Bank ships an update every 6 weeks, and Mobile First monthly. Most recently, Southern Bank was updated on November 1, 2026 and Mobile First on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*