# Lloyds Mobile Banking vs bunq

The clearest difference is rating: Lloyds Mobile Banking at 4.9 against bunq's 4.5. Lloyds Mobile Banking also leads on monetization model (free vs freemium) and review sentiment (61% vs 43%). bunq's advantage is update cadence (weekly vs fortnightly). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Lloyds Mobile Banking holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: Lloyds Mobile Banking has 21K ratings behind it against 1.5K, so its average is the more settled of the two. Written reviews point the same way: 61% of Lloyds Mobile Banking's written reviews are positive against 43% of bunq's.

Lloyds Mobile Banking ships an update fortnightly, bunq weekly. Both last shipped on November 9, 2026.

## The numbers

| Metric | Lloyds Mobile Banking | bunq |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (21K ratings)](https://appshunter.io/ios/app/lloyds-mobile-banking/id469964520/reviews)** | [4.5 (1.5K ratings)](https://appshunter.io/ios/app/bunq/id1021178150/reviews) |
| Number of ratings | **21K** | 1.5K |
| Positive reviews | **61.4% of reviews** | 42.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | **Free** | Freemium |
| Size | 575 MB | 468 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Lloyds Banking Group](https://appshunter.io/developer/469964523) | [bunq](https://appshunter.io/developer/1021178149) |

## What reviewers say

### Lloyds Mobile Banking

[App page](https://appshunter.io/ios/app/lloyds-mobile-banking/id469964520)

Manage your finances with confidence, access banking services, and track spending in real-time. Apply for new accounts, block subscriptions, and get support anytime. Offers cashback and savings tools.

**Highlights:** Manage accounts and view transactions, Pay bills and transfer money, Apply for new bank accounts, Block and cancel subscriptions, Request and receive payments, Spending insights and budgeting tools, Earn cashback with Everyday Offers, Freeze and unfreeze cards

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and efficient
- 🔒 Secure banking
- 💡 Convenient mobile banking
- 👍 Intuitive interface

**What reviewers complain about**

- 🐛 Crashes and stability issues
- 🔍 Cluttered and confusing interface
- 🔍 Outdated design
- 🔍 Limited functionality compared to competitors
- 🔍 Difficult to navigate

**Reported bugs**

- Authentication issues
- Inconsistent performance across devices
- Inability to update contact information
- Delayed transaction notifications

**Requested features**

- Dark mode option
- Ability to customize app layout
- Integration with password managers
- Enhanced transaction history and analytics
- Support for international accounts


### bunq

[App page](https://appshunter.io/ios/app/bunq/id1021178150)

A mobile banking app offering accounts, savings, and investments. It provides various plans for personal and business use, with features like budgeting tools, contactless payments, and travel benefits. Open an account in minutes and manage your finances with ease.

**Highlights:** Open account in 5 minutes, Savings and investment options, Contactless payment acceptance, Budgeting and income organization, Worldwide travel insurance, eSIM for roaming savings

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Instant payments
- 💡 Innovative features
- 👍 Easy to use
- 🌍 Great for expats
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Buggy app
- 🕰️ Slow customer support
- 💰 Expensive fees
- 🤖 Unhelpful AI chatbot
- 🔒 Account freezing issues

**Reported bugs**

- App crashes on login
- Incorrect transaction recording
- Verification issues

**Requested features**

- Bring back previous app design
- Improve account management features
- Provide phone-based customer support


## Frequently asked questions

### Is Lloyds Mobile Banking free?

Lloyds Mobile Banking is free to download, with no in-app purchases.

### Is bunq free?

bunq is free to download, with no in-app purchases.

### Which has better reviews, Lloyds Mobile Banking or bunq?

Lloyds Mobile Banking is rated higher. Lloyds Mobile Banking averages 4.9 out of 5 from 21K ratings, while bunq averages 4.5 from 1.5K ratings.

### Do Lloyds Mobile Banking or bunq have ads?

Neither Lloyds Mobile Banking nor bunq shows ads.

### Which is updated more often, Lloyds Mobile Banking or bunq?

Lloyds Mobile Banking ships an update fortnightly, and bunq weekly. Most recently, Lloyds Mobile Banking was updated on November 9, 2026 and bunq on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*