# Pacific Service CU vs Echo45 Advisors

The clearest difference is iOS requirement: Echo45 Advisors at 13.4 against Pacific Service CU's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pacific Service CU ships an update every 6 months, Echo45 Advisors every 7 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Pacific Service CU | Echo45 Advisors |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (9.1K ratings)](https://appshunter.io/ios/app/pacific-service-cu/id470163758/reviews)** | — |
| Number of ratings | **9.1K** | — |
| Positive reviews | 59.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 months** | Every 7 months |
| Monetization | Free | — |
| Size | 30 MB | 38 MB |
| Requires iOS | 16.0 | **13.4** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Pacific Service Credit Union](https://appshunter.io/developer/470163761) | [Echo45 Advisors](https://appshunter.io/developer/1523514095) |

## What reviewers say

### Pacific Service CU

[App page](https://appshunter.io/ios/app/pacific-service-cu/id470163758)

Manage your finances on the go with this mobile banking application. Access account balances, transfer funds, deposit checks, and pay bills securely from your smartphone. Features include card controls, loan applications, and savings goal tracking.

**Highlights:** Secure account access, Transfer money, Deposit checks, Pay bills, Card controls, Mobile loan application, Redeem rewards, Savings goal tracking

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 💻 Convenient mobile banking
- 🤝 Excellent customer service
- 💳 Great banking products
- 🏦 Reliable credit union

**What reviewers complain about**

- 🐢 Slow and unresponsive app
- 🐛 Frequent bugs and glitches
- 🔒 Security issues with login/FaceID
- 📱 Incompatible with certain devices

**Reported bugs**

- App crashes or freezes during use
- Mobile deposit feature not working
- Login/FaceID recognition issues
- Delayed transaction updates

**Requested features**

- Bill pay feature with due date alerts
- Improved mobile deposit functionality
- Faster transaction processing and updates
- More user-friendly app interface


### Echo45 Advisors

[App page](https://appshunter.io/ios/app/echo45-advisors/id1523514093)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Pacific Service CU free?

Pacific Service CU is free to download, with no in-app purchases.

### Is Echo45 Advisors free?

Echo45 Advisors is free to download, with no in-app purchases.

### Do Pacific Service CU or Echo45 Advisors have ads?

Neither Pacific Service CU nor Echo45 Advisors shows ads.

### Which is updated more often, Pacific Service CU or Echo45 Advisors?

Pacific Service CU ships an update every 6 months, and Echo45 Advisors every 7 months. Most recently, Pacific Service CU was updated on November 1, 2026 and Echo45 Advisors on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*