# Pacific Service CU vs EECU

The clearest difference is ads: Pacific Service CU at none against EECU's shown. EECU's advantage is ratings volume (36K vs 8.1K). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Pacific Service CU against 4.8 for EECU. Both are backed by a comparable volume of ratings — 8.1K and 36K respectively. Written reviews are what separate them: 59% of Pacific Service CU's written reviews are positive against 65% of EECU's.

Pacific Service CU ships an update every 6 months, EECU every 3 months. The most recent releases landed on September 22, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Pacific Service CU | EECU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (8.1K ratings)](https://appshunter.io/ios/app/pacific-service-cu/id470163758/reviews) | **[4.8 (36K ratings)](https://appshunter.io/ios/app/eecu/id571390535/reviews)** |
| Number of ratings | 8.1K | **36K** |
| Positive reviews | 59.4% of reviews | **65.2% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 6 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 30 MB | 109 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Pacific Service Credit Union](https://appshunter.io/developer/470163761) | [Educational Employees Credit Union](https://appshunter.io/developer/571390538) |

## What reviewers say

### Pacific Service CU

[App page](https://appshunter.io/ios/app/pacific-service-cu/id470163758)

Manage your finances on the go with this mobile banking application. Access account balances, transfer funds, deposit checks, and pay bills securely from your smartphone. Features include card controls, loan applications, and savings goal tracking.

**Highlights:** Secure account access, Transfer money, Deposit checks, Pay bills, Card controls, Mobile loan application, Redeem rewards, Savings goal tracking

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 💻 Convenient mobile banking
- 🤝 Excellent customer service
- 💳 Great banking products
- 🏦 Reliable credit union

**What reviewers complain about**

- 🐢 Slow and unresponsive app
- 🐛 Frequent bugs and glitches
- 🔒 Security issues with login/FaceID
- 📱 Incompatible with certain devices

**Reported bugs**

- App crashes or freezes during use
- Mobile deposit feature not working
- Login/FaceID recognition issues
- Delayed transaction updates

**Requested features**

- Bill pay feature with due date alerts
- Improved mobile deposit functionality
- Faster transaction processing and updates
- More user-friendly app interface


### EECU

[App page](https://appshunter.io/ios/app/eecu/id571390535)

Manage your finances on the go with this secure mobile banking application. Easily check balances, transfer funds, pay bills, and deposit checks from your device. Access your money anytime, anywhere with convenient features for everyday banking needs.

**Highlights:** Check account balances, View transaction history, Transfer funds between accounts, Make bill payments, Deposit checks, Activate cash back offers, Find branch and ATM locations

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 👍 User-friendly interface
- 🔒 Secure banking
- 💡 Excellent customer service

**What reviewers complain about**

- 🐛 Inconsistent mobile deposit functionality
- 🔀 Frustrating interface changes
- 🔒 Cumbersome login process with multiple accounts

**Reported bugs**

- Infinite loading or account information not displaying
- Inconsistent mobile deposit recognition

**Requested features**

- Easier inter-bank account transfers
- Savings account management within the app
- More detailed transaction history and budgeting tools


## Frequently asked questions

### Is Pacific Service CU free?

Pacific Service CU is free to download, with no in-app purchases.

### Is EECU free?

EECU is free to download, with no in-app purchases.

### Which has better reviews, Pacific Service CU or EECU?

EECU is rated higher. Pacific Service CU averages 4.8 out of 5 from 8.1K ratings, while EECU averages 4.8 from 36K ratings.

### Do Pacific Service CU or EECU have ads?

EECU shows ads; Pacific Service CU does not.

### Which is updated more often, Pacific Service CU or EECU?

Pacific Service CU ships an update every 6 months, and EECU every 3 months. Most recently, Pacific Service CU was updated on September 22, 2026 and EECU on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*