# BRED vs Groupama et moi

The clearest difference is rating: Groupama et moi at 5.0 against BRED's 4.6. Groupama et moi also leads on review sentiment (95% vs 67%) and monetization model (free vs free with in-app purchases). BRED's advantage is ratings volume (1.6K vs 12) and update cadence (every 9 days vs monthly). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Groupama et moi holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: BRED has 1.6K ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 67% of BRED's written reviews are positive against 95% of Groupama et moi's.

BRED ships an update every 9 days, Groupama et moi monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | BRED | Groupama et moi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (1.6K ratings)](https://appshunter.io/ios/app/bred/id470182955/reviews) | **[5.0 (12 ratings)](https://appshunter.io/ios/app/groupama-et-moi/id1324024096/reviews)** |
| Number of ratings | **1.6K** | 12 |
| Positive reviews | 67.4% of reviews | **94.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 218 MB | 60 MB |
| Requires iOS | 17 | **15.6** |
| Devices | iPhone, Apple Watch | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Bred Banque Populaire](https://appshunter.io/developer/394121323) | [Groupama](https://appshunter.io/developer/394164223) |

## What reviewers say

### BRED

[App page](https://appshunter.io/ios/app/bred/id470182955)

Manage your bank accounts, view balances, make transfers, and track your budget. Securely message your advisor, access electronic statements, and utilize a digital safe for important documents. Protect sensitive transactions and sign contracts electronically.

**Highlights:** Account balance and transaction viewing, Money transfers, Budget management, Secure messaging with advisor, Electronic statements, Digital safe for documents, Secure online payment authentication

**Features:** macOS Compatibility, Apple Wallet, Apple Watch app, iMessage stickers

**In-app purchases:** none

**What reviewers like**

- 👍 Practical app with many features
- 🔒 Good level of security
- 👍 Simple, secure, and user-friendly

**What reviewers complain about**

- 🐛 App doesn't launch anymore
- 🐛 Impossible to connect
- 🐛 Interface issues and forced Face ID
- 🐛 App not accessible from abroad
- 🐛 Slow account updates

**Reported bugs**

- App doesn't send connect code
- Transactions not showing up for days

**Requested features**

- English language support
- Increase transfer limit


### Groupama et moi

[App page](https://appshunter.io/ios/app/groupama-et-moi/id1324024096)

Manage your insurance policies, declare and track claims, and access important documents. Find contact information for your advisor and locate healthcare professionals within a network for exclusive benefits. Assistance services are also available.

**Highlights:** Schedule appointments with advisors, Declare and track auto/home insurance claims, Access centralized policy documents, View contract details and coverage, Find Groupama contact information, Offline access to third-party payment certificates, Locate Sévéane network healthcare professionals, Real-time roadside assistance tracking

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BRED free?

BRED is free to download, with no in-app purchases.

### Is Groupama et moi free?

Groupama et moi is free to download, with no in-app purchases.

### Which has better reviews, BRED or Groupama et moi?

Groupama et moi is rated higher. BRED averages 4.6 out of 5 from 1.6K ratings, while Groupama et moi averages 5.0 from 12 ratings.

### Do BRED or Groupama et moi have ads?

Neither BRED nor Groupama et moi shows ads.

### Which is updated more often, BRED or Groupama et moi?

BRED ships an update every 9 days, and Groupama et moi monthly. Most recently, BRED was updated on October 24, 2026 and Groupama et moi on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*