# BRED vs Finzee

The clearest difference is in-app purchases: BRED at none against Finzee's 5. BRED also leads on ratings volume (1.6K vs 7) and update cadence (every 9 days vs every 3 weeks). Finzee's advantage is review sentiment (100% vs 69%). On price, rating, ads and monetization model there is nothing between them.

Both are free to download. Finzee sells 5 in-app purchases, starting at $3.99 per month. BRED asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.6 for BRED against 4.7 for Finzee. That said, the two scores are not equally well evidenced: BRED has 1.6K ratings behind it against 7, so its average is the more settled of the two. Written reviews are what separate them: 69% of BRED's written reviews are positive against 100% of Finzee's.

BRED ships an update every 9 days, Finzee every 3 weeks. The most recent releases landed on November 10, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | BRED | Finzee |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (1.6K ratings)](https://appshunter.io/ios/app/bred/id470182955/reviews) | **[4.7 (7 ratings)](https://appshunter.io/ios/app/finzee-envelope-budget/id6743862740/reviews)** |
| Number of ratings | **1.6K** | 7 |
| Positive reviews | 68.9% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 3 weeks |
| Monetization | Free with in-app purchases | Freemium |
| Size | 218 MB | 74 MB |
| Requires iOS | **17** | 18.0 |
| Devices | iPhone, Apple Watch | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Bred Banque Populaire](https://appshunter.io/developer/394121323) | [AJL Budget](https://appshunter.io/developer/1804973361) |

## What reviewers say

### BRED

[App page](https://appshunter.io/ios/app/bred/id470182955)

Manage your bank accounts, view balances, make transfers, and track your budget. Securely message your advisor, access electronic statements, and utilize a digital safe for important documents. Protect sensitive transactions and sign contracts electronically.

**Highlights:** Account balance and transaction viewing, Money transfers, Budget management, Secure messaging with advisor, Electronic statements, Digital safe for documents, Secure online payment authentication

**Features:** macOS Compatibility, Apple Wallet, Apple Watch app, iMessage stickers

**In-app purchases:** none

**What reviewers like**

- 👍 Practical app with many features
- 🔒 Good level of security
- 👍 Simple, secure, and user-friendly

**What reviewers complain about**

- 🐛 App doesn't launch anymore
- 🐛 Impossible to connect
- 🐛 Interface issues and forced Face ID
- 🐛 App not accessible from abroad
- 🐛 Slow account updates

**Reported bugs**

- App doesn't send connect code
- Transactions not showing up for days

**Requested features**

- English language support
- Increase transfer limit


### Finzee

[App page](https://appshunter.io/ios/app/finzee-envelope-budget/id6743862740)

This app helps you manage your money using the zero-based budgeting method. Assign every euro to a category, track spending in real-time, and set savings goals. It offers shared budgeting for couples or roommates and a clear overview of your finances.

**Highlights:** Zero-based budgeting, Budget envelopes, Savings goals tracking, Real-time disposable income, Shared budgeting, Financial overview

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finzee Subscription | $3.99 | per month |
| Annual Subscription | $29.99 | per year |
| Annual Subscription | $39.99 | per year |
| Budget Power Pro Course | $24.99 | one-time |
| Finzee Lifetime | $89.99 | one-time |


## Frequently asked questions

### Is BRED free?

BRED is free to download, with no in-app purchases.

### Is Finzee free?

Finzee is free to download, with in-app purchases available.

### Which has better reviews, BRED or Finzee?

Finzee is rated higher. BRED averages 4.6 out of 5 from 1.6K ratings, while Finzee averages 4.7 from 7 ratings.

### Do BRED or Finzee have ads?

Neither BRED nor Finzee shows ads.

### Which is updated more often, BRED or Finzee?

BRED ships an update every 9 days, and Finzee every 3 weeks. Most recently, BRED was updated on November 10, 2026 and Finzee on November 8, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*