# ESL Mobile Banking vs ClearFinance

The clearest difference is update cadence: ClearFinance at every 10 days against ESL Mobile Banking's every 3 months. ClearFinance also leads on iOS requirement (15.1 vs 17.0). ESL Mobile Banking's advantage is ratings volume (36K vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ClearFinance holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: ESL Mobile Banking has 36K ratings behind it against 1, so its average is the more settled of the two.

ESL Mobile Banking ships an update every 3 months, ClearFinance every 10 days. The most recent releases landed on October 24, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | ESL Mobile Banking | ClearFinance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (36K ratings)](https://appshunter.io/ios/app/esl-mobile-banking/id470256911/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/clearfinance/id6796494067/reviews)** |
| Number of ratings | **36K** | 1 |
| Positive reviews | 53.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 10 days** |
| Monetization | Free | Free |
| Size | 179 MB | 48 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ESL Federal Credit Union](https://appshunter.io/developer/470256914) | [Shafeek Almadrahi](https://appshunter.io/developer/1886533981) |

## What reviewers say

### ESL Mobile Banking

[App page](https://appshunter.io/ios/app/esl-mobile-banking/id470256911)

Manage your finances on the go with this mobile banking app. Check balances, deposit checks, transfer funds, pay bills, and locate branches or ATMs securely and conveniently. Enjoy 24/7 access to your accounts from anywhere.

**Highlights:** Check account balances, Deposit checks, View transaction history, Transfer funds, Make bill payments, Find branch and ATM locations

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Convenient banking features
- 📱 Easy to use app
- 🤝 Great customer service
- 🏦 Reliable banking institution
- 🔒 Secure banking experience

**What reviewers complain about**

- 🐛 Issues with mobile deposit feature
- 🕰️ Slow or unreliable app performance
- 🔍 Limited transaction history visibility
- 🔒 Lack of advanced security features

**Reported bugs**

- Accounts not loading after updates
- Mobile deposit issues (check size, image recognition)
- Quick balance widget not working as expected
- Transactions disappearing and reappearing

**Requested features**

- Add Zelle functionality
- Improve mobile deposit process
- Provide more detailed transaction history
- Implement biometric authentication options


### ClearFinance

[App page](https://appshunter.io/ios/app/clearfinance/id6796494067)

Manage your small business finances with this app. Track income, expenses, loans, and create professional invoices and estimates. Organize recurring bills and client information all in one place.

**Highlights:** Track income and expenses, Manage loans and debts, Organize recurring bills, Create client lists, Generate professional invoices, Prepare project estimates, AI-powered estimate builder

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ESL Mobile Banking free?

ESL Mobile Banking is free to download, with no in-app purchases.

### Is ClearFinance free?

ClearFinance is free to download, with no in-app purchases.

### Which has better reviews, ESL Mobile Banking or ClearFinance?

ClearFinance is rated higher. ESL Mobile Banking averages 4.8 out of 5 from 36K ratings, while ClearFinance averages 5.0 from 1 ratings.

### Do ESL Mobile Banking or ClearFinance have ads?

Neither ESL Mobile Banking nor ClearFinance shows ads.

### Which is updated more often, ESL Mobile Banking or ClearFinance?

ESL Mobile Banking ships an update every 3 months, and ClearFinance every 10 days. Most recently, ESL Mobile Banking was updated on October 24, 2026 and ClearFinance on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*