# 浦发银行 vs 网商银行

The clearest difference is rating: 浦发银行 at 4.7 against 网商银行's 2.5. 浦发银行 also leads on ratings volume (1.8K vs 47). 网商银行's advantage is review sentiment (65% vs 34%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

浦发银行 holds the better App Store score, 4.7 against 2.5. That said, the two scores are not equally well evidenced: 浦发银行 has 1.8K ratings behind it against 47, so its average is the more settled of the two. Written reviews complicate that: 34% of 浦发银行's written reviews are positive against 65% of 网商银行's, so the app with the better star average is not the one people write more warmly about.

浦发银行 ships an update fortnightly, 网商银行 every 2 weeks. Both last shipped on November 6, 2026.

## The numbers

| Metric | 浦发银行 | 网商银行 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (1.8K ratings)](https://appshunter.io/ios/app/id471855847/reviews)** | [2.5 (47 ratings)](https://appshunter.io/ios/app/id1012867463/reviews) |
| Number of ratings | **1.8K** | 47 |
| Positive reviews | 33.6% of reviews | **64.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 weeks |
| Monetization | — | Free |
| Size | 260 MB | 227 MB |
| Requires iOS | 13.0 | 13 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [上海浦东发展银行](https://appshunter.io/developer/471855890) | [Zhejiang E-Commerce Bank Co.Ltd](https://appshunter.io/developer/1012867462) |

## What reviewers say

### 浦发银行

[App page](https://appshunter.io/ios/app/id471855847)

Experience financial empowerment with the latest version of an innovative banking app. Stay informed with real-time market updates, personalized financial insights, easy loan options, and convenient payment features. Enhance your financial journey with interactive tools and tailored investment advice.

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 🔒 Secure user funds management
- 👍 Convenient and user-friendly
- 💡 Innovative features

**What reviewers complain about**

- 🐛 Frequent crashes and glitches
- 🔋 High battery consumption
- 👎 Poor user experience
- 🚫 Incompatible with VPN/proxy

**Reported bugs**

- Login issues and session timeouts
- Inability to change password
- Unreliable network connectivity
- Incompatibility with newer iOS versions

**Requested features**

- Dark mode option
- Improved account statement and transaction history
- Streamlined transfer process
- Better support for larger screen devices


### 网商银行

[App page](https://appshunter.io/ios/app/id1012867463)

This internet bank offers efficient and convenient financial services to support the real economy and practice inclusive finance. It aims to be a pioneer in internet banking and a practitioner of financial inclusion.

**Highlights:** Loans, Wealth Management, Bank Deposits, Inclusive Finance, Efficient Financial Services

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 浦发银行 free?

浦发银行 is free to download, with no in-app purchases.

### Is 网商银行 free?

网商银行 is free to download, with no in-app purchases.

### Which has better reviews, 浦发银行 or 网商银行?

浦发银行 is rated higher. 浦发银行 averages 4.7 out of 5 from 1.8K ratings, while 网商银行 averages 2.5 from 47 ratings.

### Do 浦发银行 or 网商银行 have ads?

Neither 浦发银行 nor 网商银行 shows ads.

### Which is updated more often, 浦发银行 or 网商银行?

浦发银行 ships an update fortnightly, and 网商银行 every 2 weeks. Most recently, 浦发银行 was updated on November 6, 2026 and 网商银行 on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*