# 浦发银行 vs 工银e生活

The clearest difference is rating: 浦发银行 at 4.7 against 工银e生活's 2.8. 浦发银行 also leads on update cadence (fortnightly vs monthly). 工银e生活's advantage is ratings volume (13K vs 1.7K) and iOS requirement (11.0 vs 13.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

浦发银行 holds the better App Store score, 4.7 against 2.8. That said, the two scores are not equally well evidenced: 工银e生活 has 13K ratings behind it against 1.7K, so its average is the more settled of the two. Written reviews split almost evenly too, at 35% and 34% positive.

浦发银行 ships an update fortnightly, 工银e生活 monthly. The most recent releases landed on September 26, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | 浦发银行 | 工银e生活 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (1.7K ratings)](https://appshunter.io/ios/app/id471855847/reviews)** | [2.8 (13K ratings)](https://appshunter.io/ios/app/e/id1044166783/reviews) |
| Number of ratings | 1.7K | **13K** |
| Positive reviews | **34.5% of reviews** | 34.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | — | Free |
| Size | 258 MB | 307 MB |
| Requires iOS | 13.0 | **11.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [上海浦东发展银行](https://appshunter.io/developer/471855890) | [Industrial and Commercial Bank of China](https://appshunter.io/developer/404569366) |

## What reviewers say

### 浦发银行

[App page](https://appshunter.io/ios/app/id471855847)

Experience financial empowerment with the latest version of an innovative banking app. Stay informed with real-time market updates, personalized financial insights, easy loan options, and convenient payment features. Enhance your financial journey with interactive tools and tailored investment advice.

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 🔒 Secure user funds management
- 👍 Convenient and user-friendly
- 💡 Innovative features

**What reviewers complain about**

- 🐛 Frequent crashes and glitches
- 🔋 High battery consumption
- 👎 Poor user experience
- 🚫 Incompatible with VPN/proxy

**Reported bugs**

- Login issues and session timeouts
- Inability to change password
- Unreliable network connectivity
- Incompatibility with newer iOS versions

**Requested features**

- Dark mode option
- Improved account statement and transaction history
- Streamlined transfer process
- Better support for larger screen devices


### 工银e生活

[App page](https://appshunter.io/ios/app/e/id1044166783)

This app offers a comprehensive lifestyle service platform for personal banking customers. Discover local dining, shopping, and leisure deals, enjoy interest-free installments, and use points like cash. Access convenient financial services like one-click repayment and credit limit increases.

**Highlights:** Local dining, leisure, and shopping deals, Interest-free installment plans, Points redemption for purchases, One-click repayment, Transaction history and credit limit management, Access to banking rights and benefits

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 浦发银行 free?

浦发银行 is free to download, with no in-app purchases.

### Is 工银e生活 free?

工银e生活 is free to download, with no in-app purchases.

### Which has better reviews, 浦发银行 or 工银e生活?

浦发银行 is rated higher. 浦发银行 averages 4.7 out of 5 from 1.7K ratings, while 工银e生活 averages 2.8 from 13K ratings.

### Do 浦发银行 or 工银e生活 have ads?

Neither 浦发银行 nor 工银e生活 shows ads.

### Which is updated more often, 浦发银行 or 工银e生活?

浦发银行 ships an update fortnightly, and 工银e生活 monthly. Most recently, 浦发银行 was updated on September 26, 2026 and 工银e生活 on September 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*