# 浦发银行 vs 华瑞银行

The clearest difference is ratings volume: 浦发银行 at 1.8K against 华瑞银行's 1. 华瑞银行's advantage is rating (5.0 vs 4.7) and review sentiment (43% vs 34%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

华瑞银行 holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: 浦发银行 has 1.8K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 34% of 浦发银行's written reviews are positive against 43% of 华瑞银行's.

浦发银行 ships an update fortnightly, 华瑞银行 monthly. The most recent releases landed on November 10, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | 浦发银行 | 华瑞银行 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (1.8K ratings)](https://appshunter.io/ios/app/id471855847/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id1054902115/reviews)** |
| Number of ratings | **1.8K** | 1 |
| Positive reviews | 33.6% of reviews | **42.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Size | 260 MB | 99 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [上海浦东发展银行](https://appshunter.io/developer/471855890) | [SHANGHAI HUARUI BANK CO.LTD.](https://appshunter.io/developer/1054902114) |

## What reviewers say

### 浦发银行

[App page](https://appshunter.io/ios/app/id471855847)

Experience financial empowerment with the latest version of an innovative banking app. Stay informed with real-time market updates, personalized financial insights, easy loan options, and convenient payment features. Enhance your financial journey with interactive tools and tailored investment advice.

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 🔒 Secure user funds management
- 👍 Convenient and user-friendly
- 💡 Innovative features

**What reviewers complain about**

- 🐛 Frequent crashes and glitches
- 🔋 High battery consumption
- 👎 Poor user experience
- 🚫 Incompatible with VPN/proxy

**Reported bugs**

- Login issues and session timeouts
- Inability to change password
- Unreliable network connectivity
- Incompatibility with newer iOS versions

**Requested features**

- Dark mode option
- Improved account statement and transaction history
- Streamlined transfer process
- Better support for larger screen devices


### 华瑞银行

[App page](https://appshunter.io/ios/app/id1054902115)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 浦发银行 free?

浦发银行 is free to download, with no in-app purchases.

### Is 华瑞银行 free?

华瑞银行 is free to download, with no in-app purchases.

### Which has better reviews, 浦发银行 or 华瑞银行?

华瑞银行 is rated higher. 浦发银行 averages 4.7 out of 5 from 1.8K ratings, while 华瑞银行 averages 5.0 from 1 ratings.

### Do 浦发银行 or 华瑞银行 have ads?

Neither 浦发银行 nor 华瑞银行 shows ads.

### Which is updated more often, 浦发银行 or 华瑞银行?

浦发银行 ships an update fortnightly, and 华瑞银行 monthly. Most recently, 浦发银行 was updated on November 10, 2026 and 华瑞银行 on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*