# 浦发银行 vs Yuanian Cloud

The clearest difference is rating: 浦发银行 at 4.7 against Yuanian Cloud's 3.0. 浦发银行 also leads on ratings volume (1.8K vs 2) and update cadence (fortnightly vs every 3 months). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

浦发银行 holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: 浦发银行 has 1.8K ratings behind it against 2, so its average is the more settled of the two.

浦发银行 ships an update fortnightly, Yuanian Cloud every 3 months. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | 浦发银行 | Yuanian Cloud |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (1.8K ratings)](https://appshunter.io/ios/app/id471855847/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/yuanian-cloud/id1477036210/reviews) |
| Number of ratings | **1.8K** | 2 |
| Positive reviews | 33.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 months |
| Monetization | — | Free |
| Size | 260 MB | 10 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [上海浦东发展银行](https://appshunter.io/developer/471855890) | [北京元年软件](https://appshunter.io/developer/537915571) |

## What reviewers say

### 浦发银行

[App page](https://appshunter.io/ios/app/id471855847)

Experience financial empowerment with the latest version of an innovative banking app. Stay informed with real-time market updates, personalized financial insights, easy loan options, and convenient payment features. Enhance your financial journey with interactive tools and tailored investment advice.

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 🔒 Secure user funds management
- 👍 Convenient and user-friendly
- 💡 Innovative features

**What reviewers complain about**

- 🐛 Frequent crashes and glitches
- 🔋 High battery consumption
- 👎 Poor user experience
- 🚫 Incompatible with VPN/proxy

**Reported bugs**

- Login issues and session timeouts
- Inability to change password
- Unreliable network connectivity
- Incompatibility with newer iOS versions

**Requested features**

- Dark mode option
- Improved account statement and transaction history
- Streamlined transfer process
- Better support for larger screen devices


### Yuanian Cloud

[App page](https://appshunter.io/ios/app/yuanian-cloud/id1477036210)

This enterprise management platform streamlines digital transformation for Chinese businesses. It offers services in finance, procurement, expenses, and more, leveraging cloud computing, big data, and AI to enhance management effectiveness and uncover new business opportunities.

**Highlights:** Cloud computing platform, Big data analytics, AI-powered management, Business travel management, Finance and procurement services, Expense tracking, Revenue and taxation management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 浦发银行 free?

浦发银行 is free to download, with no in-app purchases.

### Is Yuanian Cloud free?

Yuanian Cloud is free to download, with no in-app purchases.

### Which has better reviews, 浦发银行 or Yuanian Cloud?

浦发银行 is rated higher. 浦发银行 averages 4.7 out of 5 from 1.8K ratings, while Yuanian Cloud averages 3.0 from 2 ratings.

### Do 浦发银行 or Yuanian Cloud have ads?

Neither 浦发银行 nor Yuanian Cloud shows ads.

### Which is updated more often, 浦发银行 or Yuanian Cloud?

浦发银行 ships an update fortnightly, and Yuanian Cloud every 3 months. Most recently, 浦发银行 was updated on October 29, 2026 and Yuanian Cloud on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*