# 浦发银行 vs 民生银行

The clearest difference is rating: 浦发银行 at 4.7 against 民生银行's 2.5. 浦发银行 also leads on ratings volume (1.8K vs 97) and update cadence (fortnightly vs every 5 weeks). 民生银行's advantage is review sentiment (67% vs 34%). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

浦发银行 holds the better App Store score, 4.7 against 2.5. That said, the two scores are not equally well evidenced: 浦发银行 has 1.8K ratings behind it against 97, so its average is the more settled of the two. Written reviews complicate that: 34% of 浦发银行's written reviews are positive against 67% of 民生银行's, so the app with the better star average is not the one people write more warmly about.

浦发银行 ships an update fortnightly, 民生银行 every 5 weeks. Both last shipped on November 1, 2026.

## The numbers

| Metric | 浦发银行 | 民生银行 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (1.8K ratings)](https://appshunter.io/ios/app/id471855847/reviews)** | [2.5 (97 ratings)](https://appshunter.io/ios/app/id523091708/reviews) |
| Number of ratings | **1.8K** | 97 |
| Positive reviews | 33.6% of reviews | **67.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 5 weeks |
| Size | 260 MB | 308 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [上海浦东发展银行](https://appshunter.io/developer/471855890) | [China Minsheng Banking Corp. Ltd.](https://appshunter.io/developer/523091951) |

## What reviewers say

### 浦发银行

[App page](https://appshunter.io/ios/app/id471855847)

Experience financial empowerment with the latest version of an innovative banking app. Stay informed with real-time market updates, personalized financial insights, easy loan options, and convenient payment features. Enhance your financial journey with interactive tools and tailored investment advice.

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 🔒 Secure user funds management
- 👍 Convenient and user-friendly
- 💡 Innovative features

**What reviewers complain about**

- 🐛 Frequent crashes and glitches
- 🔋 High battery consumption
- 👎 Poor user experience
- 🚫 Incompatible with VPN/proxy

**Reported bugs**

- Login issues and session timeouts
- Inability to change password
- Unreliable network connectivity
- Incompatibility with newer iOS versions

**Requested features**

- Dark mode option
- Improved account statement and transaction history
- Streamlined transfer process
- Better support for larger screen devices


### 民生银行

[App page](https://appshunter.io/ios/app/id523091708)

**Features:** Siri integration, Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient mobile banking
- 👍 Comprehensive financial services
- 👍 User-friendly interface
- 👍 Efficient fund transfers
- 👍 Good for wealth management

**What reviewers complain about**

- 👎 Forces VPN closure
- 👎 App crashes with VPN
- 👎 Detects VPN and exits
- 👎 Unusable with proxy
- 👎 Face ID issues

**Reported bugs**

- App crashes when VPN is detected
- App exits when VPN is detected
- App does not work with proxy
- Face ID login is unstable and cannot be enabled
- Face ID login is frozen

**Requested features**

- Allow VPN usage
- Fix Face ID/Face Recognition login
- Allow online modification of reserved mobile number
- Improve UI/UX for asset display
- Restore cross-bank transfer functionality


## Frequently asked questions

### Is 浦发银行 free?

浦发银行 is free to download, with no in-app purchases.

### Is 民生银行 free?

民生银行 is free to download, with no in-app purchases.

### Which has better reviews, 浦发银行 or 民生银行?

浦发银行 is rated higher. 浦发银行 averages 4.7 out of 5 from 1.8K ratings, while 民生银行 averages 2.5 from 97 ratings.

### Do 浦发银行 or 民生银行 have ads?

Neither 浦发银行 nor 民生银行 shows ads.

### Which is updated more often, 浦发银行 or 民生银行?

浦发银行 ships an update fortnightly, and 民生银行 every 5 weeks. Most recently, 浦发银行 was updated on November 1, 2026 and 民生银行 on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*