# 浦发银行 vs 智慧通

The clearest difference is ratings volume: 浦发银行 at 1.8K against 智慧通's 1. 浦发银行 also leads on update cadence (fortnightly vs every 2 months). 智慧通's advantage is rating (5.0 vs 4.7). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

智慧通 holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: 浦发银行 has 1.8K ratings behind it against 1, so its average is the more settled of the two.

浦发银行 ships an update fortnightly, 智慧通 every 2 months. The most recent releases landed on November 8, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | 浦发银行 | 智慧通 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (1.8K ratings)](https://appshunter.io/ios/app/id471855847/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id713814898/reviews)** |
| Number of ratings | **1.8K** | 1 |
| Positive reviews | 33.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Size | 260 MB | 141 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [上海浦东发展银行](https://appshunter.io/developer/471855890) | [DATON SECURITIES CO., LTD.](https://appshunter.io/developer/424777914) |

## What reviewers say

### 浦发银行

[App page](https://appshunter.io/ios/app/id471855847)

Experience financial empowerment with the latest version of an innovative banking app. Stay informed with real-time market updates, personalized financial insights, easy loan options, and convenient payment features. Enhance your financial journey with interactive tools and tailored investment advice.

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 🔒 Secure user funds management
- 👍 Convenient and user-friendly
- 💡 Innovative features

**What reviewers complain about**

- 🐛 Frequent crashes and glitches
- 🔋 High battery consumption
- 👎 Poor user experience
- 🚫 Incompatible with VPN/proxy

**Reported bugs**

- Login issues and session timeouts
- Inability to change password
- Unreliable network connectivity
- Incompatibility with newer iOS versions

**Requested features**

- Dark mode option
- Improved account statement and transaction history
- Streamlined transfer process
- Better support for larger screen devices


### 智慧通

[App page](https://appshunter.io/ios/app/id713814898)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 浦发银行 free?

浦发银行 is free to download, with no in-app purchases.

### Is 智慧通 free?

智慧通 is free to download, with no in-app purchases.

### Which has better reviews, 浦发银行 or 智慧通?

智慧通 is rated higher. 浦发银行 averages 4.7 out of 5 from 1.8K ratings, while 智慧通 averages 5.0 from 1 ratings.

### Do 浦发银行 or 智慧通 have ads?

Neither 浦发银行 nor 智慧通 shows ads.

### Which is updated more often, 浦发银行 or 智慧通?

浦发银行 ships an update fortnightly, and 智慧通 every 2 months. Most recently, 浦发银行 was updated on November 8, 2026 and 智慧通 on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*