# 浦发银行 vs Cloudpense

The clearest difference is rating: 浦发银行 at 4.7 against Cloudpense's 3.7. 浦发银行 also leads on ratings volume (1.7K vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

浦发银行 holds the better App Store score, 4.7 against 3.7. That said, the two scores are not equally well evidenced: 浦发银行 has 1.7K ratings behind it against 3, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 15, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | 浦发银行 | Cloudpense |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (1.7K ratings)](https://appshunter.io/ios/app/id471855847/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/cloudpense/id963428715/reviews) |
| Number of ratings | **1.7K** | 3 |
| Positive reviews | 34.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | — | Free |
| Size | 258 MB | 102 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [上海浦东发展银行](https://appshunter.io/developer/471855890) | [Shanghai Cloudpense Software and Technology Co.Ltd](https://appshunter.io/developer/963428714) |

## What reviewers say

### 浦发银行

[App page](https://appshunter.io/ios/app/id471855847)

Experience financial empowerment with the latest version of an innovative banking app. Stay informed with real-time market updates, personalized financial insights, easy loan options, and convenient payment features. Enhance your financial journey with interactive tools and tailored investment advice.

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 🔒 Secure user funds management
- 👍 Convenient and user-friendly
- 💡 Innovative features

**What reviewers complain about**

- 🐛 Frequent crashes and glitches
- 🔋 High battery consumption
- 👎 Poor user experience
- 🚫 Incompatible with VPN/proxy

**Reported bugs**

- Login issues and session timeouts
- Inability to change password
- Unreliable network connectivity
- Incompatibility with newer iOS versions

**Requested features**

- Dark mode option
- Improved account statement and transaction history
- Streamlined transfer process
- Better support for larger screen devices


### Cloudpense

[App page](https://appshunter.io/ios/app/cloudpense/id963428715)

Manage expenses effortlessly with smart recommendations for travel bookings and one-click invoice recognition for simplified reimbursements. Track budgets, generate reports, and ensure compliance with intelligent OCR technology. Access your data securely across multiple platforms.

**Highlights:** Multi-platform access (mobile/PC), Smart travel booking recommendations, One-click invoice recognition, Automatic accounting integration, Budget linkage and monitoring, Multi-dimensional financial reports, Secure cloud data synchronization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 浦发银行 free?

浦发银行 is free to download, with no in-app purchases.

### Is Cloudpense free?

Cloudpense is free to download, with no in-app purchases.

### Which has better reviews, 浦发银行 or Cloudpense?

浦发银行 is rated higher. 浦发银行 averages 4.7 out of 5 from 1.7K ratings, while Cloudpense averages 3.7 from 3 ratings.

### Do 浦发银行 or Cloudpense have ads?

Neither 浦发银行 nor Cloudpense shows ads.

### Which is updated more often, 浦发银行 or Cloudpense?

浦发银行 ships an update fortnightly, and Cloudpense fortnightly. Most recently, 浦发银行 was updated on October 15, 2026 and Cloudpense on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*