# CTBI Mobile vs Coastal Loans

The clearest difference is rating: CTBI Mobile at 4.9 against Coastal Loans's 3.7. CTBI Mobile also leads on ratings volume (13K vs 3) and iOS requirement (11.0 vs 18.0). Coastal Loans's advantage is update cadence (every 3 months vs every 9 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CTBI Mobile holds the better App Store score, 4.9 against 3.7. That said, the two scores are not equally well evidenced: CTBI Mobile has 13K ratings behind it against 3, so its average is the more settled of the two.

CTBI Mobile ships an update every 9 months, Coastal Loans every 3 months. The most recent releases landed on November 1, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | CTBI Mobile | Coastal Loans |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (13K ratings)](https://appshunter.io/ios/app/ctbi-mobile/id471892422/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/coastal-loans/id6443942460/reviews) |
| Number of ratings | **13K** | 3 |
| Positive reviews | 59.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 93 MB | 102 MB |
| Requires iOS | **11.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Community Trust Bank](https://appshunter.io/developer/471892425) | [Coastal Loans, LLC](https://appshunter.io/developer/1650831610) |

## What reviewers say

### CTBI Mobile

[App page](https://appshunter.io/ios/app/ctbi-mobile/id471892422)

Manage your finances on the go with this mobile banking application. Check account balances, view recent transactions, transfer funds between accounts, and pay bills conveniently from your device.

**Highlights:** Check account balances, Search recent transactions, Transfer cash between accounts, Pay bills, View latest account balance

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great customer service
- 👍 Convenient and reliable
- 👍 Easy to use
- 👍 Excellent app
- 👍 Love the app

**What reviewers complain about**

- 🐛 Buggy and annoying
- 🐛 Security issues
- 🐛 Face ID/Touch ID issues
- 🐛 App frequently doesn't work
- 🐛 Clunky and unreliable

**Reported bugs**

- Login issues, frequent password resets
- App crashes, freezes, or won't load
- Inconsistent performance across devices

**Requested features**

- Improve remote check deposit
- Add running balance after each transaction
- Increase mobile deposit limit


### Coastal Loans

[App page](https://appshunter.io/ios/app/coastal-loans/id6443942460)

This app simplifies the home loan process for homebuyers, homeowners, and real estate agents. It offers tools to compare loan scenarios, calculate refinancing savings, and determine affordability. Users can also upload documents and access loan originator contact information.

**Highlights:** Compare lending scenarios, Calculate refinancing savings, Determine homeownership affordability, Scan and upload documents, Access loan originator contacts, Stay updated on industry news

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CTBI Mobile free?

CTBI Mobile is free to download, with no in-app purchases.

### Is Coastal Loans free?

Coastal Loans is free to download, with no in-app purchases.

### Which has better reviews, CTBI Mobile or Coastal Loans?

CTBI Mobile is rated higher. CTBI Mobile averages 4.9 out of 5 from 13K ratings, while Coastal Loans averages 3.7 from 3 ratings.

### Do CTBI Mobile or Coastal Loans have ads?

Neither CTBI Mobile nor Coastal Loans shows ads.

### Which is updated more often, CTBI Mobile or Coastal Loans?

CTBI Mobile ships an update every 9 months, and Coastal Loans every 3 months. Most recently, CTBI Mobile was updated on November 1, 2026 and Coastal Loans on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*