# CTBI Mobile vs MCCU KY

The clearest difference is update cadence: MCCU KY at every 3 weeks against CTBI Mobile's every 9 months. CTBI Mobile's advantage is ratings volume (13K vs 2K) and iOS requirement (11.0 vs 18.4). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for CTBI Mobile against 4.8 for MCCU KY. That said, the two scores are not equally well evidenced: CTBI Mobile has 13K ratings behind it against 2K, so its average is the more settled of the two. Written reviews are what separate them: 60% of CTBI Mobile's written reviews are positive against 56% of MCCU KY's.

CTBI Mobile ships an update every 9 months, MCCU KY every 3 weeks. The most recent releases landed on October 15, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | CTBI Mobile | MCCU KY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (13K ratings)](https://appshunter.io/ios/app/ctbi-mobile/id471892422/reviews)** | [4.8 (2K ratings)](https://appshunter.io/ios/app/mccu-ky/id6451216708/reviews) |
| Number of ratings | **13K** | 2K |
| Positive reviews | **59.7% of reviews** | 56.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 93 MB | 178 MB |
| Requires iOS | **11.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Community Trust Bank](https://appshunter.io/developer/471892425) | [Members Choice Credit Union (KY)](https://appshunter.io/developer/600085985) |

## What reviewers say

### CTBI Mobile

[App page](https://appshunter.io/ios/app/ctbi-mobile/id471892422)

Manage your finances on the go with this mobile banking application. Check account balances, view recent transactions, transfer funds between accounts, and pay bills conveniently from your device.

**Highlights:** Check account balances, Search recent transactions, Transfer cash between accounts, Pay bills, View latest account balance

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great customer service
- 👍 Convenient and reliable
- 👍 Easy to use
- 👍 Excellent app
- 👍 Love the app

**What reviewers complain about**

- 🐛 Buggy and annoying
- 🐛 Security issues
- 🐛 Face ID/Touch ID issues
- 🐛 App frequently doesn't work
- 🐛 Clunky and unreliable

**Reported bugs**

- Login issues, frequent password resets
- App crashes, freezes, or won't load
- Inconsistent performance across devices

**Requested features**

- Improve remote check deposit
- Add running balance after each transaction
- Increase mobile deposit limit


### MCCU KY

[App page](https://appshunter.io/ios/app/mccu-ky/id6451216708)

Manage your finances on the go with this mobile banking app. Organize transactions with notes and tags, set up balance alerts, and make payments. Deposit checks, transfer funds, and find nearby branches and ATMs.

**Highlights:** Add tags, notes, and photos to transactions, Set up balance alerts, Make payments to companies and friends, Transfer money between accounts, Deposit checks via photo, View and save monthly statements, Find branches and ATMs, Aggregate financial accounts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to navigate
- 💡 Great new app design
- 🚀 Smooth performance

**What reviewers complain about**

- 🐛 Glitchy and unreliable
- 🤔 Confusing account labeling
- 📱 Incompatible with older devices

**Reported bugs**

- Accounts not showing up
- Constant need to delete and reinstall app

**Requested features**

- Apple Watch app
- Traditional account labels (checking, savings)


## Frequently asked questions

### Is CTBI Mobile free?

CTBI Mobile is free to download, with no in-app purchases.

### Is MCCU KY free?

MCCU KY is free to download, with no in-app purchases.

### Which has better reviews, CTBI Mobile or MCCU KY?

CTBI Mobile is rated higher. CTBI Mobile averages 4.9 out of 5 from 13K ratings, while MCCU KY averages 4.8 from 2K ratings.

### Do CTBI Mobile or MCCU KY have ads?

Neither CTBI Mobile nor MCCU KY shows ads.

### Which is updated more often, CTBI Mobile or MCCU KY?

CTBI Mobile ships an update every 9 months, and MCCU KY every 3 weeks. Most recently, CTBI Mobile was updated on October 15, 2026 and MCCU KY on October 14, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*