# CTBI Mobile vs CBTKY

The clearest difference is update cadence: CBTKY at monthly against CTBI Mobile's every 9 months. CBTKY also leads on review sentiment (75% vs 60%). CTBI Mobile's advantage is ratings volume (13K vs 557) and iOS requirement (11.0 vs 18.4). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for CTBI Mobile against 4.9 for CBTKY. That said, the two scores are not equally well evidenced: CTBI Mobile has 13K ratings behind it against 557, so its average is the more settled of the two. Written reviews are what separate them: 60% of CTBI Mobile's written reviews are positive against 75% of CBTKY's.

CTBI Mobile ships an update every 9 months, CBTKY monthly. The most recent releases landed on October 15, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | CTBI Mobile | CBTKY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (13K ratings)](https://appshunter.io/ios/app/ctbi-mobile/id471892422/reviews) | **[4.9 (557 ratings)](https://appshunter.io/ios/app/cbtky/id6479719921/reviews)** |
| Number of ratings | **13K** | 557 |
| Positive reviews | 59.7% of reviews | **75.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Monthly** |
| Monetization | Free | Free |
| Size | 93 MB | 178 MB |
| Requires iOS | **11.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Community Trust Bank](https://appshunter.io/developer/471892425) | [Citizens Bank and Trust Company Kentucky](https://appshunter.io/developer/708523680) |

## What reviewers say

### CTBI Mobile

[App page](https://appshunter.io/ios/app/ctbi-mobile/id471892422)

Manage your finances on the go with this mobile banking application. Check account balances, view recent transactions, transfer funds between accounts, and pay bills conveniently from your device.

**Highlights:** Check account balances, Search recent transactions, Transfer cash between accounts, Pay bills, View latest account balance

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great customer service
- 👍 Convenient and reliable
- 👍 Easy to use
- 👍 Excellent app
- 👍 Love the app

**What reviewers complain about**

- 🐛 Buggy and annoying
- 🐛 Security issues
- 🐛 Face ID/Touch ID issues
- 🐛 App frequently doesn't work
- 🐛 Clunky and unreliable

**Reported bugs**

- Login issues, frequent password resets
- App crashes, freezes, or won't load
- Inconsistent performance across devices

**Requested features**

- Improve remote check deposit
- Add running balance after each transaction
- Increase mobile deposit limit


### CBTKY

[App page](https://appshunter.io/ios/app/cbtky/id6479719921)

Manage your finances on the go with this secure banking app. Set up alerts, make payments, transfer funds, deposit checks remotely, and find nearby branches and ATMs. Protect your account with passcode or biometric authentication.

**Highlights:** Account balance alerts, Make payments, Transfer funds, Mobile check deposit, View statements, Find branches/ATMs, Biometric security

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is CTBI Mobile free?

CTBI Mobile is free to download, with no in-app purchases.

### Is CBTKY free?

CBTKY is free to download, with no in-app purchases.

### Which has better reviews, CTBI Mobile or CBTKY?

CBTKY is rated higher. CTBI Mobile averages 4.9 out of 5 from 13K ratings, while CBTKY averages 4.9 from 557 ratings.

### Do CTBI Mobile or CBTKY have ads?

Neither CTBI Mobile nor CBTKY shows ads.

### Which is updated more often, CTBI Mobile or CBTKY?

CTBI Mobile ships an update every 9 months, and CBTKY monthly. Most recently, CTBI Mobile was updated on October 15, 2026 and CBTKY on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*