# CTBI Mobile vs CentralMOBILE

The clearest difference is ads: CTBI Mobile at none against CentralMOBILE's shown. CTBI Mobile also leads on monetization model (free vs free with in-app purchases) and review sentiment (60% vs 37%). CentralMOBILE's advantage is update cadence (every 3 months vs every 9 months). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for CTBI Mobile against 4.8 for CentralMOBILE. Both are backed by a comparable volume of ratings — 13K and 4.6K respectively. Written reviews are what separate them: 60% of CTBI Mobile's written reviews are positive against 37% of CentralMOBILE's.

CTBI Mobile ships an update every 9 months, CentralMOBILE every 3 months. The most recent releases landed on November 4, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | CTBI Mobile | CentralMOBILE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (13K ratings)](https://appshunter.io/ios/app/ctbi-mobile/id471892422/reviews)** | [4.8 (4.6K ratings)](https://appshunter.io/ios/app/centralmobile/id843426026/reviews) |
| Number of ratings | **13K** | 4.6K |
| Positive reviews | **59.7% of reviews** | 37.3% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 9 months | **Every 3 months** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 93 MB | 112 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Community Trust Bank](https://appshunter.io/developer/471892425) | [CENTRAL BANK & TRUST COMPANY](https://appshunter.io/developer/456741914) |

## What reviewers say

### CTBI Mobile

[App page](https://appshunter.io/ios/app/ctbi-mobile/id471892422)

Manage your finances on the go with this mobile banking application. Check account balances, view recent transactions, transfer funds between accounts, and pay bills conveniently from your device.

**Highlights:** Check account balances, Search recent transactions, Transfer cash between accounts, Pay bills, View latest account balance

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great customer service
- 👍 Convenient and reliable
- 👍 Easy to use
- 👍 Excellent app
- 👍 Love the app

**What reviewers complain about**

- 🐛 Buggy and annoying
- 🐛 Security issues
- 🐛 Face ID/Touch ID issues
- 🐛 App frequently doesn't work
- 🐛 Clunky and unreliable

**Reported bugs**

- Login issues, frequent password resets
- App crashes, freezes, or won't load
- Inconsistent performance across devices

**Requested features**

- Improve remote check deposit
- Add running balance after each transaction
- Increase mobile deposit limit


### CentralMOBILE

[App page](https://appshunter.io/ios/app/centralmobile/id843426026)

Manage your bank accounts on the go with this mobile banking app. Deposit checks, pay bills, transfer funds, and find nearby branches or ATMs. Access Zelle for fast, secure money transfers to friends and family.

**Highlights:** Mobile check deposit, View account balances and transactions, Transfer funds between accounts, Pay bills and manage payments, Send money with Zelle, Find bank branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Helpful customer service
- 💡 Useful mobile deposit feature
- 🚀 Smooth app experience when working

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- ⚠️ Unreliable app performance and availability
- 🔍 Lack of transparency around maintenance and downtime

**Reported bugs**

- App incompatibility with iOS 16
- Persistent login and connectivity problems
- Inconsistent Face ID/Touch ID functionality

**Requested features**

- Ability to view transaction details and receipts
- Improved account management features
- Seamless integration with newer iOS versions


## Frequently asked questions

### Is CTBI Mobile free?

CTBI Mobile is free to download, with no in-app purchases.

### Is CentralMOBILE free?

CentralMOBILE is free to download, with no in-app purchases.

### Which has better reviews, CTBI Mobile or CentralMOBILE?

CTBI Mobile is rated higher. CTBI Mobile averages 4.9 out of 5 from 13K ratings, while CentralMOBILE averages 4.8 from 4.6K ratings.

### Do CTBI Mobile or CentralMOBILE have ads?

CentralMOBILE shows ads; CTBI Mobile does not.

### Which is updated more often, CTBI Mobile or CentralMOBILE?

CTBI Mobile ships an update every 9 months, and CentralMOBILE every 3 months. Most recently, CTBI Mobile was updated on November 4, 2026 and CentralMOBILE on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*