# CTBI Mobile vs UK Credit Union

The clearest difference is update cadence: UK Credit Union at every 2 months against CTBI Mobile's every 9 months. UK Credit Union also leads on review sentiment (70% vs 60%). CTBI Mobile's advantage is iOS requirement (11.0 vs 16.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CTBI Mobile holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 14K and 6.3K respectively. Written reviews complicate that: 60% of CTBI Mobile's written reviews are positive against 70% of UK Credit Union's, so the app with the better star average is not the one people write more warmly about.

CTBI Mobile ships an update every 9 months, UK Credit Union every 2 months. The most recent releases landed on November 12, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | CTBI Mobile | UK Credit Union |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (14K ratings)](https://appshunter.io/ios/app/ctbi-mobile/id471892422/reviews)** | [4.7 (6.3K ratings)](https://appshunter.io/ios/app/uk-credit-union/id894032465/reviews) |
| Number of ratings | **14K** | 6.3K |
| Positive reviews | 59.7% of reviews | **70.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 93 MB | 64 MB |
| Requires iOS | **11.0** | 16.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Community Trust Bank](https://appshunter.io/developer/471892425) | [University of Kentucky Federal Credit Union](https://appshunter.io/developer/501421241) |

## What reviewers say

### CTBI Mobile

[App page](https://appshunter.io/ios/app/ctbi-mobile/id471892422)

Manage your finances on the go with this mobile banking application. Check account balances, view recent transactions, transfer funds between accounts, and pay bills conveniently from your device.

**Highlights:** Check account balances, Search recent transactions, Transfer cash between accounts, Pay bills, View latest account balance

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great customer service
- 👍 Convenient and reliable
- 👍 Easy to use
- 👍 Excellent app
- 👍 Love the app

**What reviewers complain about**

- 🐛 Buggy and annoying
- 🐛 Security issues
- 🐛 Face ID/Touch ID issues
- 🐛 App frequently doesn't work
- 🐛 Clunky and unreliable

**Reported bugs**

- Login issues, frequent password resets
- App crashes, freezes, or won't load
- Inconsistent performance across devices

**Requested features**

- Improve remote check deposit
- Add running balance after each transaction
- Increase mobile deposit limit


### UK Credit Union

[App page](https://appshunter.io/ios/app/uk-credit-union/id894032465)

Manage your finances on the go with this mobile banking application. Easily check balances, view transaction history, and transfer funds between accounts. You can also pay bills and deposit checks remotely for ultimate convenience.

**Highlights:** Check account balances, View transaction history, Transfer funds, Pay loans, Remote check deposit, Pay bills

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Easy to navigate
- 🔒 Secure banking
- 💡 Great features
- 🤝 Excellent customer service

**What reviewers complain about**

- 🐛 Bugs and glitches
- 🔍 Difficult to find certain features
- 🔄 Slow performance
- 🔒 Security issues with login
- 💰 Lack of certain banking functions

**Reported bugs**

- App crashes frequently
- Login issues and account lockouts
- Mobile deposit not working
- Inconsistent app performance
- Syncing problems between app and website

**Requested features**

- Add mobile check deposit
- Improve credit card payment functionality
- Provide more customization options
- Integrate with external accounts
- Enhance transaction history and reporting


## Frequently asked questions

### Is CTBI Mobile free?

CTBI Mobile is free to download, with no in-app purchases.

### Is UK Credit Union free?

UK Credit Union is free to download, with no in-app purchases.

### Which has better reviews, CTBI Mobile or UK Credit Union?

CTBI Mobile is rated higher. CTBI Mobile averages 4.9 out of 5 from 14K ratings, while UK Credit Union averages 4.7 from 6.3K ratings.

### Do CTBI Mobile or UK Credit Union have ads?

Neither CTBI Mobile nor UK Credit Union shows ads.

### Which is updated more often, CTBI Mobile or UK Credit Union?

CTBI Mobile ships an update every 9 months, and UK Credit Union every 2 months. Most recently, CTBI Mobile was updated on November 12, 2026 and UK Credit Union on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*