# CTBI Mobile vs Hearthside Bank

The clearest difference is ads: CTBI Mobile at none against Hearthside Bank's shown. CTBI Mobile also leads on review sentiment (60% vs 36%) and ratings volume (13K vs 1K). Hearthside Bank's advantage is update cadence (every 3 months vs every 9 months). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for CTBI Mobile against 4.8 for Hearthside Bank. That said, the two scores are not equally well evidenced: CTBI Mobile has 13K ratings behind it against 1K, so its average is the more settled of the two. Written reviews are what separate them: 60% of CTBI Mobile's written reviews are positive against 36% of Hearthside Bank's.

CTBI Mobile ships an update every 9 months, Hearthside Bank every 3 months. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | CTBI Mobile | Hearthside Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (13K ratings)](https://appshunter.io/ios/app/ctbi-mobile/id471892422/reviews)** | [4.8 (1K ratings)](https://appshunter.io/ios/app/hearthside-bank/id897984188/reviews) |
| Number of ratings | **13K** | 1K |
| Positive reviews | **59.7% of reviews** | 36.4% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 9 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 93 MB | 101 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Community Trust Bank](https://appshunter.io/developer/471892425) | [Hearthside Bank Corporation](https://appshunter.io/developer/488708522) |

## What reviewers say

### CTBI Mobile

[App page](https://appshunter.io/ios/app/ctbi-mobile/id471892422)

Manage your finances on the go with this mobile banking application. Check account balances, view recent transactions, transfer funds between accounts, and pay bills conveniently from your device.

**Highlights:** Check account balances, Search recent transactions, Transfer cash between accounts, Pay bills, View latest account balance

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great customer service
- 👍 Convenient and reliable
- 👍 Easy to use
- 👍 Excellent app
- 👍 Love the app

**What reviewers complain about**

- 🐛 Buggy and annoying
- 🐛 Security issues
- 🐛 Face ID/Touch ID issues
- 🐛 App frequently doesn't work
- 🐛 Clunky and unreliable

**Reported bugs**

- Login issues, frequent password resets
- App crashes, freezes, or won't load
- Inconsistent performance across devices

**Requested features**

- Improve remote check deposit
- Add running balance after each transaction
- Increase mobile deposit limit


### Hearthside Bank

[App page](https://appshunter.io/ios/app/hearthside-bank/id897984188)

Manage your finances on the go with this mobile banking application. Easily check balances, transfer funds, pay bills, and find nearby ATMs or branches. It offers secure and convenient banking 24/7.

**Highlights:** Check account balances, Transfer funds between accounts, Pay bills, Locate ATMs and branches, View transactions, Bank 24/7

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is CTBI Mobile free?

CTBI Mobile is free to download, with no in-app purchases.

### Is Hearthside Bank free?

Hearthside Bank is free to download, with no in-app purchases.

### Which has better reviews, CTBI Mobile or Hearthside Bank?

CTBI Mobile is rated higher. CTBI Mobile averages 4.9 out of 5 from 13K ratings, while Hearthside Bank averages 4.8 from 1K ratings.

### Do CTBI Mobile or Hearthside Bank have ads?

Hearthside Bank shows ads; CTBI Mobile does not.

### Which is updated more often, CTBI Mobile or Hearthside Bank?

CTBI Mobile ships an update every 9 months, and Hearthside Bank every 3 months. Most recently, CTBI Mobile was updated on October 25, 2026 and Hearthside Bank on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*