# Paytm vs Mobily Pay

The clearest difference is update cadence: Paytm at every 4 days against Mobily Pay's every 2 weeks. Paytm also leads on ratings volume (41K vs 3.7K). Mobily Pay's advantage is monetization model (free vs ad-supported). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Paytm against 4.7 for Mobily Pay. That said, the two scores are not equally well evidenced: Paytm has 41K ratings behind it against 3.7K, so its average is the more settled of the two. Written reviews are what separate them: 38% of Paytm's written reviews are positive against 34% of Mobily Pay's.

Paytm ships an update every 4 days, Mobily Pay every 2 weeks. Both last shipped on November 7, 2026.

## The numbers

| Metric | Paytm | Mobily Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (41K ratings)](https://appshunter.io/ios/app/paytm-secure-upi-payments/id473941634/reviews) | **[4.7 (3.7K ratings)](https://appshunter.io/ios/app/mobily-pay/id1620674097/reviews)** |
| Number of ratings | **41K** | 3.7K |
| Positive reviews | **38.5% of reviews** | 34.3% of reviews |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | **Every 4 days** | Every 2 weeks |
| Monetization | Ad-supported | **Free** |
| Size | 382 MB | 152 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Paytm Mobile Solutions](https://appshunter.io/developer/473941637) | [Etihad Digital Financial Company](https://appshunter.io/developer/1575721299) |

## What reviewers say

### Paytm

[App page](https://appshunter.io/ios/app/paytm-secure-upi-payments/id473941634)

This app facilitates secure digital payments and money transfers across India and internationally. It offers features like personalized UPI IDs, transaction privacy controls, and convenient bill payments and recharges. Users can also manage bank balances and track spending with detailed analytics.

**Highlights:** Secure UPI money transfers, Personalized UPI IDs, Hide/Unhide payment visibility, Download UPI statements (Excel/PDF), Spend analytics and tracking, International UPI payments, Mobile and DTH recharges, Utility bill payments

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast payments
- 📱 Good all-in-one app
- 💳 Convenient payments

**What reviewers complain about**

- 🔒 Security issues
- 🤖 Poor customer service
- 🛑 Doesn't work internationally
- 🐛 Buggy app and transactions
- 📱 Horrible user experience

**Reported bugs**

- App crashes and freezes
- Transaction failures
- Incorrect bill details
- Incompatibility with newer OS versions

**Requested features**

- Support for international numbers
- Improved customer support channels
- Streamlined KYC process
- Dark mode option


### Mobily Pay

[App page](https://appshunter.io/ios/app/mobily-pay/id1620674097)

A digital wallet licensed by the Saudi Central Bank, facilitating daily financial transactions, local and international transfers, and bill payments. It offers features like Visa card integration, wallet-to-wallet transfers, and scheduled payments.

**Highlights:** Visa card integration, Wallet to wallet transfer, Local and international transfers, SADAD and Mobily payments, Bill payment in one click, Scheduled payments, Send gifts

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Prompt and easy transaction
- 👍 Good service
- 🚀 Wonderful App made easy everything just one click
- 👍 Best Digital Wallet App in Saudi
- 👍 Excellent and value to money

**What reviewers complain about**

- 🐛 App not working
- 🐛 Slow app
- 🐛 Worst interface
- 🐛 App crashes
- 🐛 Visa not working

**Reported bugs**

- OTP not received
- Visa and Mastercard not accepted
- Frequent app crashes
- Slow app performance
- Registration issues

**Requested features**

- Introduce Mada prepaid card
- Add Sadad bills payment
- Improve international beneficiaries details
- Add mobile recharge options
- Integrate with Mobily account for bill payment and recharge


## Frequently asked questions

### Is Paytm free?

Paytm is free to download, with no in-app purchases.

### Is Mobily Pay free?

Mobily Pay is free to download, with no in-app purchases.

### Which has better reviews, Paytm or Mobily Pay?

Mobily Pay is rated higher. Paytm averages 4.7 out of 5 from 41K ratings, while Mobily Pay averages 4.7 from 3.7K ratings.

### Do Paytm or Mobily Pay have ads?

Both Paytm and Mobily Pay show ads.

### Which is updated more often, Paytm or Mobily Pay?

Paytm ships an update every 4 days, and Mobily Pay every 2 weeks. Most recently, Paytm was updated on November 7, 2026 and Mobily Pay on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*