# Paytm vs fastPay

The clearest difference is rating: Paytm at 4.7 against fastPay's 3.8. Paytm also leads on update cadence (every 4 days vs monthly) and ratings volume (40K vs 47). fastPay's advantage is iOS requirement (13.0 vs 15.5). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paytm holds the better App Store score, 4.7 against 3.8. That said, the two scores are not equally well evidenced: Paytm has 40K ratings behind it against 47, so its average is the more settled of the two. Written reviews complicate that: 37% of Paytm's written reviews are positive against 38% of fastPay's, so the app with the better star average is not the one people write more warmly about.

Paytm ships an update every 4 days, fastPay monthly. The most recent releases landed on September 27, 2026 and June 1, 2026 respectively.

## The numbers

| Metric | Paytm | fastPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (40K ratings)](https://appshunter.io/ios/app/paytm-secure-upi-payments/id473941634/reviews)** | [3.8 (47 ratings)](https://appshunter.io/ios/app/fastpay/id489509999/reviews) |
| Number of ratings | **40K** | 47 |
| Positive reviews | 36.8% of reviews | **38.1% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | **Every 4 days** | Monthly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 361 MB | 269 MB |
| Requires iOS | 15.5 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Paytm Mobile Solutions](https://appshunter.io/developer/473941637) | [fastPay Elektronik Para ve Odeme Hizmetleri Anonim Sirketi](https://appshunter.io/developer/1614247915) |

## What reviewers say

### Paytm

[App page](https://appshunter.io/ios/app/paytm-secure-upi-payments/id473941634)

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

**Highlights:** Secure UPI payments, International UPI payments, Mobile and DTH recharges, Utility bill payments, Rent payments, Spend analytics, Personalized UPI ID

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast payments
- 📱 Good all-in-one app
- 💳 Convenient payments

**What reviewers complain about**

- 🔒 Security issues
- 🤖 Poor customer service
- 🛑 Doesn't work internationally
- 🐛 Buggy app and transactions
- 📱 Horrible user experience

**Reported bugs**

- App crashes and freezes
- Transaction failures
- Incorrect bill details
- Incompatibility with newer OS versions

**Requested features**

- Support for international numbers
- Improved customer support channels
- Streamlined KYC process
- Dark mode option


### fastPay

[App page](https://appshunter.io/ios/app/fastpay/id489509999)

Manage all your financial transactions easily from anywhere. Load balance, send money 24/7, pay bills, top up transportation cards, and make contactless QR code payments with instant cashback. Easily pay credit card debt and mobile phone credit.

**Highlights:** Load balance via bank card or EFT, 24/7 money transfers, Top up public transportation cards, Contactless QR code payments with cashback, Pay bills securely, Pay credit card debt, Mobile top-up

**In-app purchases:** none


## Frequently asked questions

### Is Paytm free?

Paytm is free to download, with no in-app purchases.

### Is fastPay free?

fastPay is free to download, with no in-app purchases.

### Which has better reviews, Paytm or fastPay?

Paytm is rated higher. Paytm averages 4.7 out of 5 from 40K ratings, while fastPay averages 3.8 from 47 ratings.

### Do Paytm or fastPay have ads?

Both Paytm and fastPay show ads.

### Which is updated more often, Paytm or fastPay?

Paytm ships an update every 4 days, and fastPay monthly. Most recently, Paytm was updated on September 27, 2026 and fastPay on June 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*