# Paytm vs Spendly

The clearest difference is in-app purchases: Paytm at none against Spendly's 1. Spendly's advantage is ads (none vs shown) and iOS requirement (13.0 vs 15.5). On price and device support there is nothing between them.

Both are free to download. Spendly sells 1 one-off in-app purchase. Paytm asks for nothing beyond the download.

## The numbers

| Metric | Paytm | Spendly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (40K ratings)](https://appshunter.io/ios/app/paytm-secure-upi-payments/id473941634/reviews)** | — |
| Number of ratings | **40K** | — |
| Positive reviews | 38.5% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 4 days | — |
| Monetization | Free with in-app purchases | — |
| Size | 381 MB | 26 MB |
| Requires iOS | 15.5 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Paytm Mobile Solutions](https://appshunter.io/developer/473941637) | [Yakup Erinc Gonca](https://appshunter.io/developer/1785144559) |

## What reviewers say

### Paytm

[App page](https://appshunter.io/ios/app/paytm-secure-upi-payments/id473941634)

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

**Highlights:** Secure UPI payments, International UPI payments, Mobile and DTH recharges, Utility bill payments, Rent payments, Spend analytics, Personalized UPI ID

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast payments
- 📱 Good all-in-one app
- 💳 Convenient payments

**What reviewers complain about**

- 🔒 Security issues
- 🤖 Poor customer service
- 🛑 Doesn't work internationally
- 🐛 Buggy app and transactions
- 📱 Horrible user experience

**Reported bugs**

- App crashes and freezes
- Transaction failures
- Incorrect bill details
- Incompatibility with newer OS versions

**Requested features**

- Support for international numbers
- Improved customer support channels
- Streamlined KYC process
- Dark mode option


### Spendly

[App page](https://appshunter.io/ios/app/spendly-expense-tracker/id6762218161)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $2.99 | one-time |


## Frequently asked questions

### Is Paytm free?

Paytm is free to download, with no in-app purchases.

### Is Spendly free?

Spendly is free to download, with in-app purchases available.

### Do Paytm or Spendly have ads?

Paytm shows ads; Spendly does not.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*