# Amplify Mobile vs ATFCU Mobile

The clearest difference is rating: ATFCU Mobile at 4.4 against Amplify Mobile's 3.0. ATFCU Mobile also leads on review sentiment (65% vs 24%) and monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ATFCU Mobile holds the better App Store score, 4.4 against 3.0. That said, the two scores are not equally well evidenced: ATFCU Mobile has 1.8K ratings behind it against 95, so its average is the more settled of the two. Written reviews point the same way: 24% of Amplify Mobile's written reviews are positive against 65% of ATFCU Mobile's.

Amplify Mobile ships an update every 5 months, ATFCU Mobile every 8 months. The most recent releases landed on September 21, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | Amplify Mobile | ATFCU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (95 ratings)](https://appshunter.io/ios/app/amplify-mobile/id474491730/reviews) | **[4.4 (1.8K ratings)](https://appshunter.io/ios/app/atfcu-mobile/id486995345/reviews)** |
| Number of ratings | 95 | **1.8K** |
| Positive reviews | 23.7% of reviews | **65.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 months** | Every 8 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 129 MB | 48 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, Apple Watch |
| Age rating | 12+ | 4+ |
| Developer | [Amplify Credit Union](https://appshunter.io/developer/474491733) | [Austin Telco Federal Credit Union](https://appshunter.io/developer/486995348) |

## What reviewers say

### Amplify Mobile

[App page](https://appshunter.io/ios/app/amplify-mobile/id474491730)

Manage your finances conveniently from your smartphone. Access accounts, deposit checks, schedule payments, and transfer funds. Enjoy fee-free banking and enhanced security features.

**Highlights:** Account access and transaction history, Mobile check deposit, Schedule payments and transfers, Open new accounts and apply for loans, Push notifications and card controls, Automated account switching, Biometric login and passcode lock

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Fast transfers
- 🔄 Reordering accounts
- 🎨 Color-coded accounts
- 📱 Landscape support for descriptions

**What reviewers complain about**

- 🐛 App is glitchy
- 🐛 App is buggy
- 🐛 App crashes frequently
- 🐛 App won't open
- 🐛 Login issues

**Reported bugs**

- App won't open
- Regularly requires identity verification with code sent to spouse's phone/email
- Bill pay setup fails with 'enrollment failed' error
- Savings APY shows $0.0000
- App is glitchy and requires frequent reinstallation

**Requested features**

- Incorporate website features like spending wheel
- Add 'make buckets' feature for expense tracking
- Improve bill pay setup
- Add Touch ID or 1Password integration for login
- Add ability to highlight specific account transactions for categorization/naming


### ATFCU Mobile

[App page](https://appshunter.io/ios/app/atfcu-mobile/id486995345)

Manage your finances on the go with this mobile banking app. Send and receive money, pay bills, deposit checks, and track your spending. Securely access your accounts and manage your cards from anywhere.

**Highlights:** Bill Pay, Mobile Check Deposit, Fund Transfers, Person-to-Person Payments, Card Management, Link External Accounts, Credit Score Updates, Biometric Login

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🔒 Great security features
- 👍 User-friendly interface
- 👍 Convenient banking on the go
- 🚀 Quick and reliable

**What reviewers complain about**

- 🐛 Laggy and slow performance
- 🐛 Buggy and unreliable
- 🐛 Confusing and cluttered interface
- 🐛 Frequent login issues
- 🐛 Mobile deposit not working

**Reported bugs**

- App crashes frequently
- Face ID/fingerprint login not working
- Accounts not displaying properly
- Transfers and payments not processing
- Inability to access past transactions

**Requested features**

- Add ability to make IRA deposits online
- Improve transaction history and details
- Provide more customization options
- Implement better account management tools
- Add mobile check deposit functionality


## Frequently asked questions

### Is Amplify Mobile free?

Amplify Mobile is free to download, with no in-app purchases.

### Is ATFCU Mobile free?

ATFCU Mobile is free to download, with no in-app purchases.

### Which has better reviews, Amplify Mobile or ATFCU Mobile?

ATFCU Mobile is rated higher. Amplify Mobile averages 3.0 out of 5 from 95 ratings, while ATFCU Mobile averages 4.4 from 1.8K ratings.

### Do Amplify Mobile or ATFCU Mobile have ads?

Neither Amplify Mobile nor ATFCU Mobile shows ads.

### Which is updated more often, Amplify Mobile or ATFCU Mobile?

Amplify Mobile ships an update every 5 months, and ATFCU Mobile every 8 months. Most recently, Amplify Mobile was updated on September 21, 2026 and ATFCU Mobile on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*