# Amplify Mobile vs PECU Mobile

The clearest difference is review sentiment: PECU Mobile at 83% against Amplify Mobile's 24%. PECU Mobile also leads on rating (4.5 vs 3.0) and monetization model (free vs free with in-app purchases). Amplify Mobile's advantage is update cadence (every 5 months vs every 10 months). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PECU Mobile holds the better App Store score, 4.5 against 3.0. Both are backed by a comparable volume of ratings — 95 and 357 respectively. Written reviews point the same way: 24% of Amplify Mobile's written reviews are positive against 83% of PECU Mobile's.

Amplify Mobile ships an update every 5 months, PECU Mobile every 10 months. The most recent releases landed on October 20, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Amplify Mobile | PECU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (95 ratings)](https://appshunter.io/ios/app/amplify-mobile/id474491730/reviews) | **[4.5 (357 ratings)](https://appshunter.io/ios/app/pecu-mobile/id687917963/reviews)** |
| Number of ratings | 95 | **357** |
| Positive reviews | 23.7% of reviews | **82.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 months** | Every 10 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 129 MB | 30 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [Amplify Credit Union](https://appshunter.io/developer/474491733) | [Public Employees Credit Union](https://appshunter.io/developer/687917966) |

## What reviewers say

### Amplify Mobile

[App page](https://appshunter.io/ios/app/amplify-mobile/id474491730)

Manage your finances conveniently from your smartphone. Access accounts, deposit checks, schedule payments, and transfer funds. Enjoy fee-free banking and enhanced security features.

**Highlights:** Account access and transaction history, Mobile check deposit, Schedule payments and transfers, Open new accounts and apply for loans, Push notifications and card controls, Automated account switching, Biometric login and passcode lock

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Fast transfers
- 🔄 Reordering accounts
- 🎨 Color-coded accounts
- 📱 Landscape support for descriptions

**What reviewers complain about**

- 🐛 App is glitchy
- 🐛 App is buggy
- 🐛 App crashes frequently
- 🐛 App won't open
- 🐛 Login issues

**Reported bugs**

- App won't open
- Regularly requires identity verification with code sent to spouse's phone/email
- Bill pay setup fails with 'enrollment failed' error
- Savings APY shows $0.0000
- App is glitchy and requires frequent reinstallation

**Requested features**

- Incorporate website features like spending wheel
- Add 'make buckets' feature for expense tracking
- Improve bill pay setup
- Add Touch ID or 1Password integration for login
- Add ability to highlight specific account transactions for categorization/naming


### PECU Mobile

[App page](https://appshunter.io/ios/app/pecu-mobile/id687917963)

Manage your finances conveniently and securely from your mobile device. This app allows you to pay bills, check balances, transfer funds, and deposit checks with ease. Access essential banking services anytime, anywhere, with no registration required for existing online users.

**Highlights:** Bill payment, Balance checking, Money transfers, Mobile check deposit, ATM and branch locator, Secure encryption

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🔒 Good security features
- 👍 Convenient and accessible
- 🚀 Fast and efficient
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Occasional issues with mobile deposits
- 🔍 Limited functionality compared to other banking apps
- 🔍 Confusing bill payment process
- 🔍 Lack of password saving option

**Reported bugs**

- Login screen issues
- Inconsistent performance on older devices

**Requested features**

- Tap to pay cards
- Apple Wallet integration
- Improved mobile deposit process
- More advanced features and customization options


## Frequently asked questions

### Is Amplify Mobile free?

Amplify Mobile is free to download, with no in-app purchases.

### Is PECU Mobile free?

PECU Mobile is free to download, with no in-app purchases.

### Which has better reviews, Amplify Mobile or PECU Mobile?

PECU Mobile is rated higher. Amplify Mobile averages 3.0 out of 5 from 95 ratings, while PECU Mobile averages 4.5 from 357 ratings.

### Do Amplify Mobile or PECU Mobile have ads?

Neither Amplify Mobile nor PECU Mobile shows ads.

### Which is updated more often, Amplify Mobile or PECU Mobile?

Amplify Mobile ships an update every 5 months, and PECU Mobile every 10 months. Most recently, Amplify Mobile was updated on October 20, 2026 and PECU Mobile on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*