# Amplify Mobile vs UHCU Mobile

The clearest difference is monetization model: UHCU Mobile at free against Amplify Mobile's free with in-app purchases. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.0 for Amplify Mobile against 2.9 for UHCU Mobile. Both are backed by a comparable volume of ratings — 95 and 120 respectively. Written reviews are what separate them: 24% of Amplify Mobile's written reviews are positive against 18% of UHCU Mobile's.

Amplify Mobile ships an update every 5 months, UHCU Mobile every 6 months. The most recent releases landed on September 21, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | Amplify Mobile | UHCU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (95 ratings)](https://appshunter.io/ios/app/amplify-mobile/id474491730/reviews)** | [2.9 (120 ratings)](https://appshunter.io/ios/app/uhcu-mobile/id699602324/reviews) |
| Number of ratings | 95 | **120** |
| Positive reviews | **23.7% of reviews** | 18.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 months** | Every 6 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 129 MB | 57 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, Apple Watch |
| Age rating | 12+ | 4+ |
| Developer | [Amplify Credit Union](https://appshunter.io/developer/474491733) | [United Heritage Credit Union](https://appshunter.io/developer/425753904) |

## What reviewers say

### Amplify Mobile

[App page](https://appshunter.io/ios/app/amplify-mobile/id474491730)

Manage your finances conveniently from your smartphone. Access accounts, deposit checks, schedule payments, and transfer funds. Enjoy fee-free banking and enhanced security features.

**Highlights:** Account access and transaction history, Mobile check deposit, Schedule payments and transfers, Open new accounts and apply for loans, Push notifications and card controls, Automated account switching, Biometric login and passcode lock

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Fast transfers
- 🔄 Reordering accounts
- 🎨 Color-coded accounts
- 📱 Landscape support for descriptions

**What reviewers complain about**

- 🐛 App is glitchy
- 🐛 App is buggy
- 🐛 App crashes frequently
- 🐛 App won't open
- 🐛 Login issues

**Reported bugs**

- App won't open
- Regularly requires identity verification with code sent to spouse's phone/email
- Bill pay setup fails with 'enrollment failed' error
- Savings APY shows $0.0000
- App is glitchy and requires frequent reinstallation

**Requested features**

- Incorporate website features like spending wheel
- Add 'make buckets' feature for expense tracking
- Improve bill pay setup
- Add Touch ID or 1Password integration for login
- Add ability to highlight specific account transactions for categorization/naming


### UHCU Mobile

[App page](https://appshunter.io/ios/app/uhcu-mobile/id699602324)

Access your accounts securely and conveniently from your mobile device. Manage balances, transfer funds, deposit checks, pay bills, and locate branches or ATMs. Enjoy the same security as online banking for all your financial transactions.

**Highlights:** Check account balances, Transfer funds, Mobile check deposit, Bill pay, Loan payments, View transaction history, Find branches/ATMs

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Intuitive interface
- 👍 Serves banking needs
- 👍 Great customer service
- 👍 Functional and quick

**What reviewers complain about**

- 🐛 Unreliable performance
- 🐛 Slow loading times
- 🐛 Outdated interface
- 🐛 Frequent maintenance downtime
- 🐛 Login issues

**Reported bugs**

- Card management not working
- Login authentication failures
- App refuses to launch Face ID consistently
- Password change issues causing alerts on other devices
- Server error preventing login

**Requested features**

- Card management function (block/unblock)
- Zelle integration
- Member to member transfers
- Notifications for transactions
- Face ID support


## Frequently asked questions

### Is Amplify Mobile free?

Amplify Mobile is free to download, with no in-app purchases.

### Is UHCU Mobile free?

UHCU Mobile is free to download, with no in-app purchases.

### Which has better reviews, Amplify Mobile or UHCU Mobile?

Amplify Mobile is rated higher. Amplify Mobile averages 3.0 out of 5 from 95 ratings, while UHCU Mobile averages 2.9 from 120 ratings.

### Do Amplify Mobile or UHCU Mobile have ads?

Neither Amplify Mobile nor UHCU Mobile shows ads.

### Which is updated more often, Amplify Mobile or UHCU Mobile?

Amplify Mobile ships an update every 5 months, and UHCU Mobile every 6 months. Most recently, Amplify Mobile was updated on September 21, 2026 and UHCU Mobile on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*