# ING Netherlands vs SimpledCard

The clearest difference is monetization model: SimpledCard at free against ING Netherlands's free with in-app purchases. SimpledCard also leads on rating (5.0 vs 4.8) and iOS requirement (13.0 vs 16.0). ING Netherlands's advantage is ratings volume (4.9K vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SimpledCard holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: ING Netherlands has 4.9K ratings behind it against 1, so its average is the more settled of the two.

ING Netherlands ships an update fortnightly, SimpledCard every 10 days. The most recent releases landed on September 25, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | ING Netherlands | SimpledCard |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (4.9K ratings)](https://appshunter.io/ios/app/ing-netherlands/id474495017/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/simpledcard/id1474237160/reviews)** |
| Number of ratings | **4.9K** | 1 |
| Positive reviews | 59.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 10 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 257 MB | 65 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [ING](https://appshunter.io/developer/358382956) | [Simpled N.V.](https://appshunter.io/developer/1022845761) |

## What reviewers say

### ING Netherlands

[App page](https://appshunter.io/ios/app/ing-netherlands/id474495017)

Manage your personal or business finances on the go. Easily check balances, make transfers, pay bills, and even open new accounts. The app offers secure banking features and tools for saving, borrowing, investing, and managing credit cards and insurance.

**Highlights:** Mobile order confirmation, Simple transfers and savings scheduling, Payment requests, Future transaction overview, Customizable daily limits, Account management (pay, save, borrow, invest), Card blocking and address changes, Open new accounts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🔒 Secure banking
- 👍 Convenient features
- 🚀 Fast and efficient
- 👍 Excellent app

**What reviewers complain about**

- 🐛 App crashes or doesn't load
- 🐛 Activation/setup issues
- 🐛 Compatibility problems
- 🐛 Unreliable performance
- 🔒 Overly complex security

**Reported bugs**

- Camera not working for ID verification
- Frequent crashes or freezes
- Inability to log in or access account
- Syncing issues between devices
- Outdated or incompatible with new devices

**Requested features**

- Add English language support
- Improve ID verification process
- Expand country/region availability
- Integrate with mobile wallets (e.g. Apple Pay)
- Provide more customization options


### SimpledCard

[App page](https://appshunter.io/ios/app/simpledcard/id1474237160)

Effortlessly manage business expenses by instantly adding receipts and descriptions for paid items or submitted claims. Track your balance, view transaction status, and manage your card details directly within the app. It streamlines expense reporting for employees and provides real-time oversight for finance teams.

**Highlights:** Instant receipt capture, Automated data extraction from receipts, Real-time transaction tracking, Virtual card creation, Digital wallet integration, Secure online payments, Transaction search and filtering

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ING Netherlands free?

ING Netherlands is free to download, with no in-app purchases.

### Is SimpledCard free?

SimpledCard is free to download, with no in-app purchases.

### Which has better reviews, ING Netherlands or SimpledCard?

SimpledCard is rated higher. ING Netherlands averages 4.8 out of 5 from 4.9K ratings, while SimpledCard averages 5.0 from 1 ratings.

### Do ING Netherlands or SimpledCard have ads?

Neither ING Netherlands nor SimpledCard shows ads.

### Which is updated more often, ING Netherlands or SimpledCard?

ING Netherlands ships an update fortnightly, and SimpledCard every 10 days. Most recently, ING Netherlands was updated on September 25, 2026 and SimpledCard on September 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*