# Ficohsa vs Ginny

The clearest difference is rating: Ficohsa at 3.1 against Ginny's 1.7. Ficohsa also leads on update cadence (weekly vs every 7 months) and review sentiment (27% vs 0%). Ginny's advantage is iOS requirement (9.0 vs 13.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ficohsa holds the better App Store score, 3.1 against 1.7. That said, the two scores are not equally well evidenced: Ficohsa has 226 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 27% of Ficohsa's written reviews are positive against 0% of Ginny's.

Ficohsa ships an update weekly, Ginny every 7 months. The most recent releases landed on October 16, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Ficohsa | Ginny |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.1 (226 ratings)](https://appshunter.io/ios/app/ficohsa/id474591239/reviews)** | [1.7 (3 ratings)](https://appshunter.io/ios/app/ginny/id1464547983/reviews) |
| Number of ratings | **226** | 3 |
| Positive reviews | **26.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 7 months |
| Monetization | Free | Free |
| Size | 162 MB | 21 MB |
| Requires iOS | 13.0 | **9.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Grupo Financiero Ficohsa](https://appshunter.io/developer/474591242) | [MCTEKK SRL](https://appshunter.io/developer/1126428900) |

## What reviewers say

### Ficohsa

[App page](https://appshunter.io/ios/app/ficohsa/id474591239)

Manage your banking operations conveniently from your mobile device. This free application allows you to check balances, make transfers, pay bills, and locate ATMs. It offers enhanced security features and personalized product management.

**Highlights:** Fingerprint login, Account balance and transaction history, Transfers (own, third-party, ACH), Bill and service payments, ATM and branch locator, Transaction authorization with PIN/token

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use interface
- 🚀 Fast response times
- 💡 Useful for checking balance
- ✅ Can pay loans from app
- ✅ Good for opening accounts from abroad

**What reviewers complain about**

- ❌ Unnecessary ads
- ❌ App freezes/crashes
- ❌ Slow loading times
- ❌ Difficult to use
- ❌ Security concerns

**Reported bugs**

- App freezes when ads are closed
- App closes immediately after clicking 'X' on ads
- App shuts down on its own
- App freezes too much
- App doesn't allow token activation

**Requested features**

- Option to remove ads
- Improve customer service training
- Add Face ID/biometric login
- Allow adding trusted devices from app
- Change numeric keyboard for amount fields


### Ginny

[App page](https://appshunter.io/ios/app/ginny/id1464547983)

This app helps you manage your credit cards and budgets automatically. It tracks your spending in real-time by processing bank notifications sent to your email, updating your monthly budget instantly.

**Highlights:** Automatic budget control, Manage multiple cards, Instant spending notifications, Real-time budget updates, Processes bank email notifications

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Ficohsa free?

Ficohsa is free to download, with no in-app purchases.

### Is Ginny free?

Ginny is free to download, with no in-app purchases.

### Which has better reviews, Ficohsa or Ginny?

Ficohsa is rated higher. Ficohsa averages 3.1 out of 5 from 226 ratings, while Ginny averages 1.7 from 3 ratings.

### Do Ficohsa or Ginny have ads?

Neither Ficohsa nor Ginny shows ads.

### Which is updated more often, Ficohsa or Ginny?

Ficohsa ships an update weekly, and Ginny every 7 months. Most recently, Ficohsa was updated on October 16, 2026 and Ginny on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*