# Ficohsa vs Bi en Línea

The clearest difference is rating: Bi en Línea at 4.8 against Ficohsa's 3.1. Bi en Línea also leads on review sentiment (61% vs 27%) and ratings volume (9.1K vs 227). Ficohsa's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Bi en Línea holds the better App Store score, 4.8 against 3.1. That said, the two scores are not equally well evidenced: Bi en Línea has 9.1K ratings behind it against 227, so its average is the more settled of the two. Written reviews point the same way: 27% of Ficohsa's written reviews are positive against 61% of Bi en Línea's.

Ficohsa ships an update every 8 days, Bi en Línea every 10 days. The most recent releases landed on November 6, 2026 and November 10, 2026 respectively.

## The numbers

| Metric | Ficohsa | Bi en Línea |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.1 (227 ratings)](https://appshunter.io/ios/app/ficohsa/id474591239/reviews) | **[4.8 (9.1K ratings)](https://appshunter.io/ios/app/bi-en-linea/id510761055/reviews)** |
| Number of ratings | 227 | **9.1K** |
| Positive reviews | 26.7% of reviews | **61.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 8 days** | Every 10 days |
| Monetization | Free | Free |
| Size | 162 MB | 424 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Grupo Financiero Ficohsa](https://appshunter.io/developer/474591242) | [Banco Industrial, S.A.](https://appshunter.io/developer/510761058) |

## What reviewers say

### Ficohsa

[App page](https://appshunter.io/ios/app/ficohsa/id474591239)

Manage your banking operations conveniently from your mobile device. This free application allows you to check balances, make transfers, pay bills, and locate ATMs. It offers enhanced security features and personalized product management.

**Highlights:** Fingerprint login, Account balance and transaction history, Transfers (own, third-party, ACH), Bill and service payments, ATM and branch locator, Transaction authorization with PIN/token

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use interface
- 🚀 Fast response times
- 💡 Useful for checking balance
- ✅ Can pay loans from app
- ✅ Good for opening accounts from abroad

**What reviewers complain about**

- ❌ Unnecessary ads
- ❌ App freezes/crashes
- ❌ Slow loading times
- ❌ Difficult to use
- ❌ Security concerns

**Reported bugs**

- App freezes when ads are closed
- App closes immediately after clicking 'X' on ads
- App shuts down on its own
- App freezes too much
- App doesn't allow token activation

**Requested features**

- Option to remove ads
- Improve customer service training
- Add Face ID/biometric login
- Allow adding trusted devices from app
- Change numeric keyboard for amount fields


### Bi en Línea

[App page](https://appshunter.io/ios/app/bi-en-linea/id510761055)

Manage your personal finances with this secure and original app. Create a user with just your ID and a selfie, then access your banking in seconds using biometrics. Open accounts, request loans, make transfers, pay bills, and more, all from your mobile device.

**Highlights:** Open digital accounts, Request loans and credit cards, Make national and international transfers, Pay over 2,300 service providers, Receive remittances, Use as a digital wallet, Withdraw cash without a card, Real-time transaction notifications

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient for international users
- 💡 Useful features like remote account management
- 🔒 Secure with facial recognition
- 👍 Friendly user experience

**What reviewers complain about**

- 🐛 Facial recognition not working
- 🐛 Crashes and login issues
- 🔒 Privacy concerns with facial recognition
- 🐛 Compatibility problems with iOS updates
- 🐛 Unreliable token delivery

**Reported bugs**

- Facial recognition not working
- Crashes and login issues
- Compatibility problems with iOS updates
- Unreliable token delivery

**Requested features**

- Improve user interface and experience
- Expand functionality for international users
- Add more account management features
- Improve token delivery reliability


## Frequently asked questions

### Is Ficohsa free?

Ficohsa is free to download, with no in-app purchases.

### Is Bi en Línea free?

Bi en Línea is free to download, with no in-app purchases.

### Which has better reviews, Ficohsa or Bi en Línea?

Bi en Línea is rated higher. Ficohsa averages 3.1 out of 5 from 227 ratings, while Bi en Línea averages 4.8 from 9.1K ratings.

### Do Ficohsa or Bi en Línea have ads?

Neither Ficohsa nor Bi en Línea shows ads.

### Which is updated more often, Ficohsa or Bi en Línea?

Ficohsa ships an update every 8 days, and Bi en Línea every 10 days. Most recently, Ficohsa was updated on November 6, 2026 and Bi en Línea on November 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*