# Ficohsa vs GTCApp

The clearest difference is rating: GTCApp at 4.4 against Ficohsa's 3.1. GTCApp also leads on ratings volume (983 vs 226). Ficohsa's advantage is update cadence (every 8 days vs every 3 weeks) and iOS requirement (13.0 vs 15.6). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

GTCApp holds the better App Store score, 4.4 against 3.1. Both are backed by a comparable volume of ratings — 226 and 983 respectively. Written reviews point the same way: 27% of Ficohsa's written reviews are positive against 34% of GTCApp's.

Ficohsa ships an update every 8 days, GTCApp every 3 weeks. Both last shipped on November 1, 2026.

## The numbers

| Metric | Ficohsa | GTCApp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.1 (226 ratings)](https://appshunter.io/ios/app/ficohsa/id474591239/reviews) | **[4.4 (983 ratings)](https://appshunter.io/ios/app/gtcapp/id571668292/reviews)** |
| Number of ratings | 226 | **983** |
| Positive reviews | 26.7% of reviews | **33.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 8 days** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 162 MB | 332 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Grupo Financiero Ficohsa](https://appshunter.io/developer/474591242) | [GTC](https://appshunter.io/developer/1364084163) |

## What reviewers say

### Ficohsa

[App page](https://appshunter.io/ios/app/ficohsa/id474591239)

Manage your banking operations conveniently from your mobile device. This free application allows you to check balances, make transfers, pay bills, and locate ATMs. It offers enhanced security features and personalized product management.

**Highlights:** Fingerprint login, Account balance and transaction history, Transfers (own, third-party, ACH), Bill and service payments, ATM and branch locator, Transaction authorization with PIN/token

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use interface
- 🚀 Fast response times
- 💡 Useful for checking balance
- ✅ Can pay loans from app
- ✅ Good for opening accounts from abroad

**What reviewers complain about**

- ❌ Unnecessary ads
- ❌ App freezes/crashes
- ❌ Slow loading times
- ❌ Difficult to use
- ❌ Security concerns

**Reported bugs**

- App freezes when ads are closed
- App closes immediately after clicking 'X' on ads
- App shuts down on its own
- App freezes too much
- App doesn't allow token activation

**Requested features**

- Option to remove ads
- Improve customer service training
- Add Face ID/biometric login
- Allow adding trusted devices from app
- Change numeric keyboard for amount fields


### GTCApp

[App page](https://appshunter.io/ios/app/gtcapp/id571668292)

Manage your bank accounts securely and conveniently from your mobile device. Perform transactions like balance inquiries, service payments, loan payments, and cash advances. Access banking services daily from any location.

**Highlights:** Balance inquiries, Transaction history, Service payments, Loan payments, Tax payments, Credit card cash advance, Fund transfers

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and user-friendly interface
- 🚀 Fast and responsive performance
- 💼 Comprehensive banking features
- 🎨 Clean, modern design with clear buttons
- 📱 Easier to use than competitor banks

**What reviewers complain about**

- 🐛 App crashes and freezes frequently
- 🔒 Excessive security measures causing frustration
- 🔐 Facial recognition system malfunctions
- 🚫 Login issues and account lockouts
- ⚠️ Poor error messages lacking clarity

**Reported bugs**

- App crashes after facial recognition login
- Facial recognition fails to recognize user
- Unable to download or share receipts
- Transfer errors with unclear error messages
- App logs out unexpectedly during transactions

**Requested features**

- Receipt download and sharing functionality
- Fingerprint authentication option
- Simplified login process with fewer security layers
- Higher mobile transfer limits (above 5,000)
- Ability to open savings accounts from app


## Frequently asked questions

### Is Ficohsa free?

Ficohsa is free to download, with no in-app purchases.

### Is GTCApp free?

GTCApp is free to download, with no in-app purchases.

### Which has better reviews, Ficohsa or GTCApp?

GTCApp is rated higher. Ficohsa averages 3.1 out of 5 from 226 ratings, while GTCApp averages 4.4 from 983 ratings.

### Do Ficohsa or GTCApp have ads?

Neither Ficohsa nor GTCApp shows ads.

### Which is updated more often, Ficohsa or GTCApp?

Ficohsa ships an update every 8 days, and GTCApp every 3 weeks. Most recently, Ficohsa was updated on November 1, 2026 and GTCApp on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*