# Towpath CU vs First U.S. Mobile Banking

The clearest difference is rating: Towpath CU at 3.4 against First U.S. Mobile Banking's 2.7. First U.S. Mobile Banking's advantage is review sentiment (65% vs 27%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Towpath CU holds the better App Store score, 3.4 against 2.7. Both are backed by a comparable volume of ratings — 18 and 23 respectively. Written reviews complicate that: 27% of Towpath CU's written reviews are positive against 65% of First U.S. Mobile Banking's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 19, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | Towpath CU | First U.S. Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (18 ratings)](https://appshunter.io/ios/app/towpath-cu/id475125127/reviews)** | [2.7 (23 ratings)](https://appshunter.io/ios/app/first-us-mobile-banking/id766103048/reviews) |
| Number of ratings | 18 | **23** |
| Positive reviews | 26.7% of reviews | **64.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 150 MB | 180 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Towpath Credit Union](https://appshunter.io/developer/475126170) | [First U.S. Community Credit Union](https://appshunter.io/developer/766103051) |

## What reviewers say

### Towpath CU

[App page](https://appshunter.io/ios/app/towpath-cu/id475125127)

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and view transaction history. Locate nearby branches and ATMs, and manage account alerts for enhanced security.

**Highlights:** Check account balances, Transfer funds, Pay loans and credit cards, View check images, Access account history, Locate branches and ATMs, Manage mobile text alerts

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### First U.S. Mobile Banking

[App page](https://appshunter.io/ios/app/first-us-mobile-banking/id766103048)

Manage your finances conveniently from your mobile device. Check account balances, review transaction history, and move funds between accounts. You can also pay loans and communicate with support securely.

**Highlights:** Check balances, View transaction history, Transfer funds, Pay loans, Secure messaging

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Convenient for managing accounts
- 👍 Quick balance check
- 👍 Fingerprint scan sign on
- 👍 Facial recognition

**What reviewers complain about**

- 🐛 Mobile deposits frequently rejected
- 🐛 App crashes frequently
- 🐛 Nothing works when not crashing
- 🐛 Cannot log in
- 🐛 Cannot change username/password

**Reported bugs**

- Mobile deposits rejected 99% of the time
- App constantly crashes
- Nothing works when app doesn't crash
- Cannot log into account
- Won't let user change username or password

**Requested features**

- Add balance notification settings
- Add temporary card locks
- Add interactive search engine for vendor/payee activity
- Add two-factor sign-in authentication
- Add ability to see loan maturity date and payment number


## Frequently asked questions

### Is Towpath CU free?

Towpath CU is free to download, with no in-app purchases.

### Is First U.S. Mobile Banking free?

First U.S. Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, Towpath CU or First U.S. Mobile Banking?

Towpath CU is rated higher. Towpath CU averages 3.4 out of 5 from 18 ratings, while First U.S. Mobile Banking averages 2.7 from 23 ratings.

### Do Towpath CU or First U.S. Mobile Banking have ads?

Neither Towpath CU nor First U.S. Mobile Banking shows ads.

### Which is updated more often, Towpath CU or First U.S. Mobile Banking?

Towpath CU ships an update monthly, and First U.S. Mobile Banking monthly. Most recently, Towpath CU was updated on September 19, 2026 and First U.S. Mobile Banking on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*