# 随手记(记账理财)标准版 for iPad vs EMMO Cost

The clearest difference is rating: EMMO Cost at 4.9 against 随手记(记账理财)标准版 for iPad's 1.3. EMMO Cost also leads on ratings volume (935 vs 7) and device support (3 vs 1). 随手记(记账理财)标准版 for iPad's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, review sentiment and update cadence there is nothing between them.

Both are free to download. EMMO Cost sells 1 one-off in-app purchase. 随手记(记账理财)标准版 for iPad asks for nothing beyond the download.

EMMO Cost holds the better App Store score, 4.9 against 1.3. That said, the two scores are not equally well evidenced: EMMO Cost has 935 ratings behind it against 7, so its average is the more settled of the two. Written reviews split almost evenly too, at 84% and 84% positive.

随手记(记账理财)标准版 for iPad ships an update monthly, EMMO Cost every 4 weeks. The most recent releases landed on October 14, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | 随手记(记账理财)标准版 for iPad | EMMO Cost |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.3 (7 ratings)](https://appshunter.io/ios/app/for-ipad/id475317031/reviews) | **[4.9 (935 ratings)](https://appshunter.io/ios/app/emmo-cost/id1572051209/reviews)** |
| Number of ratings | 7 | **935** |
| Positive reviews | 84.2% of reviews | **84.4% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Every 4 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 40 MB | 153 MB |
| Requires iOS | **9.0** | 16 |
| Devices | iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Kingdee](https://appshunter.io/developer/371962607) | [EMMO Corp.](https://appshunter.io/developer/1507868195) |

## What reviewers say

### 随手记(记账理财)标准版 for iPad

[App page](https://appshunter.io/ios/app/for-ipad/id475317031)

This app helps you manage your finances with professional and versatile bookkeeping features. It offers various input methods, customizable reports, and specialized ledgers for different life events and business needs. Track expenses, set budgets, and sync data across devices for comprehensive financial oversight.

**Highlights:** Professional and versatile bookkeeping, Manual, automatic, and voice input, Specialized ledgers for life events and business, Customizable reports and charts, Budgeting with alerts, Multi-currency support, Cross-device synchronization

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Useful for financial management
- 👍 Good design
- 👍 Convenient
- 👍 Practical

**What reviewers complain about**

- 🐛 App crashes
- 🐛 Poor customer service
- 🐛 Difficult to use
- 🐛 Syncing issues
- 🐛 Not optimized for iPad

**Reported bugs**

- App crashes
- Syncing issues between devices
- Syncing issues between mobile and web
- Date selection inconvenient
- Cannot find 'add entry' button

**Requested features**

- Sync between iPad and iPhone
- Sync between mobile and web
- Add bank deposit interest rate calculation
- Add ledger function
- Return to previous version's user experience


### EMMO Cost

[App page](https://appshunter.io/ios/app/emmo-cost/id1572051209)

This app offers a simple and powerful way to manage your personal finances. It allows for quick accounting, detailed record-keeping with image support, and robust privacy features. Track your spending, generate reports, and sync across devices.

**Highlights:** Picture cloud support, Search bills, Password protection, Customizable categories, CSV export, Real-time cloud sync, Statistical charts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 小账本-首发折扣永久会员 | $4.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 💖 Cute and aesthetically pleasing design
- 🔍 Detailed expense tracking
- 🤑 Helps manage money well

**What reviewers complain about**

- 🐛 Occasional crashes and bugs
- 🌐 Lack of language options (only Chinese)
- 💰 Some features require payment
- 🔄 Syncing issues between devices

**Reported bugs**

- Data loss and disappearing transactions
- Editing issues with categories and labels
- Sync problems between iOS and Android
- Frequent app crashes and freezes

**Requested features**

- Add more currency options
- Implement recurring expenses and budgeting features
- Provide English language support
- Allow customization of categories and layouts
- Add Apple Watch integration


## Frequently asked questions

### Is 随手记(记账理财)标准版 for iPad free?

随手记(记账理财)标准版 for iPad is free to download, with no in-app purchases.

### Is EMMO Cost free?

EMMO Cost is free to download, with in-app purchases available.

### Which has better reviews, 随手记(记账理财)标准版 for iPad or EMMO Cost?

EMMO Cost is rated higher. 随手记(记账理财)标准版 for iPad averages 1.3 out of 5 from 7 ratings, while EMMO Cost averages 4.9 from 935 ratings.

### Do 随手记(记账理财)标准版 for iPad or EMMO Cost have ads?

EMMO Cost shows ads; 随手记(记账理财)标准版 for iPad does not.

### Which is updated more often, 随手记(记账理财)标准版 for iPad or EMMO Cost?

随手记(记账理财)标准版 for iPad ships an update monthly, and EMMO Cost every 4 weeks. Most recently, 随手记(记账理财)标准版 for iPad was updated on October 14, 2026 and EMMO Cost on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*