# 随手记(记账理财)标准版 for iPad vs Mumo

The clearest difference is rating: Mumo at 4.9 against 随手记(记账理财)标准版 for iPad's 1.3. Mumo also leads on ratings volume (247 vs 7) and update cadence (every 10 days vs monthly). 随手记(记账理财)标准版 for iPad's advantage is in-app purchases (none vs 10) and iOS requirement (9.0 vs 15.0). On price and ads there is nothing between them.

Both are free to download. Mumo sells 9 one-off in-app purchases. 随手记(记账理财)标准版 for iPad asks for nothing beyond the download.

Mumo holds the better App Store score, 4.9 against 1.3. That said, the two scores are not equally well evidenced: Mumo has 247 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 84% of 随手记(记账理财)标准版 for iPad's written reviews are positive against 95% of Mumo's.

随手记(记账理财)标准版 for iPad ships an update monthly, Mumo every 10 days. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | 随手记(记账理财)标准版 for iPad | Mumo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.3 (7 ratings)](https://appshunter.io/ios/app/for-ipad/id475317031/reviews) | **[4.9 (247 ratings)](https://appshunter.io/ios/app/mumo-expense-tracker/id1575499823/reviews)** |
| Number of ratings | 7 | **247** |
| Positive reviews | 84.2% of reviews | **95.5% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 10 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 40 MB | 72 MB |
| Requires iOS | **9.0** | 15.0 |
| Devices | iPad | **iPhone, iPad, iPod, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [Kingdee](https://appshunter.io/developer/371962607) | [Taizhou Mutong Network Technology Co., Ltd.](https://appshunter.io/developer/1556965366) |

## What reviewers say

### 随手记(记账理财)标准版 for iPad

[App page](https://appshunter.io/ios/app/for-ipad/id475317031)

This app helps you manage your finances with professional and versatile bookkeeping features. It offers various input methods, customizable reports, and specialized ledgers for different life events and business needs. Track expenses, set budgets, and sync data across devices for comprehensive financial oversight.

**Highlights:** Professional and versatile bookkeeping, Manual, automatic, and voice input, Specialized ledgers for life events and business, Customizable reports and charts, Budgeting with alerts, Multi-currency support, Cross-device synchronization

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Useful for financial management
- 👍 Good design
- 👍 Convenient
- 👍 Practical

**What reviewers complain about**

- 🐛 App crashes
- 🐛 Poor customer service
- 🐛 Difficult to use
- 🐛 Syncing issues
- 🐛 Not optimized for iPad

**Reported bugs**

- App crashes
- Syncing issues between devices
- Syncing issues between mobile and web
- Date selection inconvenient
- Cannot find 'add entry' button

**Requested features**

- Sync between iPad and iPhone
- Sync between mobile and web
- Add bank deposit interest rate calculation
- Add ledger function
- Return to previous version's user experience


### Mumo

[App page](https://appshunter.io/ios/app/mumo-expense-tracker/id1575499823)

This app offers a highly customizable personal finance management system. You can tailor its features to track expenses, assets, subscriptions, and more, adapting the interface to your specific needs and habits.

**Highlights:** AI-powered bookkeeping with text, voice, and screenshot parsing, Customizable modules for expenses, assets, subscriptions, and more, Bill management with templates, installments, and refunds, Asset and gold management with balance reconciliation, Subscription and fixed deposit tracking, Shopping list and anniversary tracking, Advanced search and batch operations

**Features:** Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月度会员 | $0.99 | one-time |
| 体验会员 | $0.99 | one-time |
| 月会员 | $1.99 | one-time |
| 年度会员 | $6.99 | one-time |
| 永久会员-限时返场 | $9.99 | one-time |
| 永久会员-限时折扣 | $9.99 | one-time |
| 永久会员-限时特惠 | $12.99 | one-time |
| 永久会员 | $14.99 | one-time |
| 永久会员 | $19.99 | one-time |


## Frequently asked questions

### Is 随手记(记账理财)标准版 for iPad free?

随手记(记账理财)标准版 for iPad is free to download, with no in-app purchases.

### Is Mumo free?

Mumo is free to download, with in-app purchases available.

### Which has better reviews, 随手记(记账理财)标准版 for iPad or Mumo?

Mumo is rated higher. 随手记(记账理财)标准版 for iPad averages 1.3 out of 5 from 7 ratings, while Mumo averages 4.9 from 247 ratings.

### Do 随手记(记账理财)标准版 for iPad or Mumo have ads?

Neither 随手记(记账理财)标准版 for iPad nor Mumo shows ads.

### Which is updated more often, 随手记(记账理财)标准版 for iPad or Mumo?

随手记(记账理财)标准版 for iPad ships an update monthly, and Mumo every 10 days. Most recently, 随手记(记账理财)标准版 for iPad was updated on November 1, 2026 and Mumo on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*