# Luminor Latvija vs Citadele Bank

The clearest difference is rating: Citadele Bank at 4.9 against Luminor Latvija's 2.4. Citadele Bank also leads on ratings volume (132 vs 8). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Citadele Bank holds the better App Store score, 4.9 against 2.4. That said, the two scores are not equally well evidenced: Citadele Bank has 132 ratings behind it against 8, so its average is the more settled of the two. Written reviews complicate that: 33% of Luminor Latvija's written reviews are positive against 31% of Citadele Bank's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Luminor Latvija | Citadele Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.4 (8 ratings)](https://appshunter.io/ios/app/luminor-latvija/id476006496/reviews) | **[4.9 (132 ratings)](https://appshunter.io/ios/app/citadele-bank/id495139240/reviews)** |
| Number of ratings | 8 | **132** |
| Positive reviews | **33.3% of reviews** | 31.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | Free |
| Size | 41 MB | 377 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Luminor Bank AB](https://appshunter.io/developer/1312747939) | [Citadele Banka AS](https://appshunter.io/developer/495139243) |

## What reviewers say

### Luminor Latvija

[App page](https://appshunter.io/ios/app/luminor-latvija/id476006496)

Manage your bank accounts and perform transactions conveniently from your mobile device. Access popular online banking features, make quick payments, and view account details securely with PIN or Smart ID.

**Highlights:** Quick and secure login with PIN, View account balances and transaction history, Make payments to pre-selected beneficiaries, Calculate currency exchange rates, Find nearest bank branches, Receive payment approval notifications

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Citadele Bank

[App page](https://appshunter.io/ios/app/citadele-bank/id495139240)

Manage your daily banking needs conveniently from your mobile device. Open an account in minutes, choose from various card options with benefits like free transfers, cash withdrawals, and insurance. Authorize payments with biometrics, block/unblock cards, and change PINs.

**Highlights:** Open account in 7 minutes, Choose from smart, supreme, and prime cards, Free transfers and ATM withdrawals worldwide, Purchase and travel insurance, Biometric payment authorization, Block/unblock cards and change PINs, Make payments up to EUR 10,000

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Luminor Latvija free?

Luminor Latvija is free to download, with no in-app purchases.

### Is Citadele Bank free?

Citadele Bank is free to download, with no in-app purchases.

### Which has better reviews, Luminor Latvija or Citadele Bank?

Citadele Bank is rated higher. Luminor Latvija averages 2.4 out of 5 from 8 ratings, while Citadele Bank averages 4.9 from 132 ratings.

### Do Luminor Latvija or Citadele Bank have ads?

Neither Luminor Latvija nor Citadele Bank shows ads.

### Which is updated more often, Luminor Latvija or Citadele Bank?

Luminor Latvija ships an update every 2 months, and Citadele Bank every 2 months. Most recently, Luminor Latvija was updated on October 23, 2026 and Citadele Bank on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*