# Erste mBanking vs mIKB Active

The clearest difference is rating: Erste mBanking at 4.7 against mIKB Active's 2.0. Erste mBanking also leads on ratings volume (546 vs 1) and update cadence (every 3 weeks vs every 2 months). mIKB Active's advantage is iOS requirement (13.0 vs 15.2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Erste mBanking holds the better App Store score, 4.7 against 2.0. That said, the two scores are not equally well evidenced: Erste mBanking has 546 ratings behind it against 1, so its average is the more settled of the two.

Erste mBanking ships an update every 3 weeks, mIKB Active every 2 months. The most recent releases landed on October 17, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Erste mBanking | mIKB Active |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (546 ratings)](https://appshunter.io/ios/app/erste-mbanking/id477066660/reviews)** | [2.0 (1 ratings)](https://appshunter.io/ios/app/mikb-active/id924424392/reviews) |
| Number of ratings | **546** | 1 |
| Positive reviews | 42.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 153 MB | 36 MB |
| Requires iOS | 15.2 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Erste banka HR](https://appshunter.io/developer/781546804) | [Banksoft d.o.o.](https://appshunter.io/developer/544695525) |

## What reviewers say

### Erste mBanking

[App page](https://appshunter.io/ios/app/erste-mbanking/id477066660)

Manage your finances securely and easily from your smartphone. Perform all transactions, from payments to account management, with intuitive features like PhotoPay and biometric login. Access statements, loans, and card information on the go.

**Highlights:** Secure biometric and mPIN login, Unified payment screen for all transactions, PhotoPay for scanning and paying invoices, Account balance and transaction tracking, Loan and credit card management, Currency exchange rates and calculator, Branch and ATM locator

**In-app purchases:** none

**What reviewers like**

- 👍 Reliable and intuitive app
- 👍 Easy login and account access
- 👍 Friendly and professional support
- 👍 Good overall app performance

**What reviewers complain about**

- ❌ No iPad support
- 🐛 App full of bugs
- 🐛 Login issues frequently
- 🐛 Input fields behave erratically
- 🐛 Payments require re-login

**Reported bugs**

- Fields get autoselected / randomly selected when making payments
- After EVERY payment created, requires re-log in
- Cursor jumps from where it should be to after the last decimal when inputting amount
- App forces update with almost every release
- Cannot log in frequently

**Requested features**

- iPad optimized version
- Apple Pay integration
- Ability to copy IBAN from transaction details


### mIKB Active

[App page](https://appshunter.io/ios/app/mikb-active/id924424392)

This mobile banking app allows users to securely manage their finances, view account balances and transactions, and perform various banking operations. It offers features like bill payments, currency exchange, and personal spending tracking. The app supports fingerprint login for enhanced security.

**Highlights:** Account balance and transaction overview, Kuna payments and currency exchange, Payment templates, Scan bills to pay, Personal spending tracking, Currency and loan calculators, Branch and ATM locator

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Erste mBanking free?

Erste mBanking is free to download, with no in-app purchases.

### Is mIKB Active free?

mIKB Active is free to download, with no in-app purchases.

### Which has better reviews, Erste mBanking or mIKB Active?

Erste mBanking is rated higher. Erste mBanking averages 4.7 out of 5 from 546 ratings, while mIKB Active averages 2.0 from 1 ratings.

### Do Erste mBanking or mIKB Active have ads?

Neither Erste mBanking nor mIKB Active shows ads.

### Which is updated more often, Erste mBanking or mIKB Active?

Erste mBanking ships an update every 3 weeks, and mIKB Active every 2 months. Most recently, Erste mBanking was updated on October 17, 2026 and mIKB Active on October 14, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*