# AmbankWaco vs FBOT Mobile

The clearest difference is rating: AmbankWaco at 4.8 against FBOT Mobile's 4.6. AmbankWaco also leads on ratings volume (711 vs 74). FBOT Mobile's advantage is iOS requirement (15.0 vs 17.0). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AmbankWaco holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: AmbankWaco has 711 ratings behind it against 74, so its average is the more settled of the two. Written reviews point the same way: 83% of AmbankWaco's written reviews are positive against 75% of FBOT Mobile's.

AmbankWaco ships an update every 3 months, FBOT Mobile every 6 weeks. The most recent releases landed on October 30, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | AmbankWaco | FBOT Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (711 ratings)](https://appshunter.io/ios/app/ambankwaco/id478067911/reviews)** | [4.6 (74 ratings)](https://appshunter.io/ios/app/fbot-mobile/id1244150751/reviews) |
| Number of ratings | **711** | 74 |
| Positive reviews | **82.6% of reviews** | 75.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 125 MB | 148 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [American Bank, N.A.](https://appshunter.io/developer/478067914) | [Fidelity Bank of Texas](https://appshunter.io/developer/1244150750) |

## What reviewers say

### AmbankWaco

[App page](https://appshunter.io/ios/app/ambankwaco/id478067911)

Manage your finances on the go with this mobile banking application. Check balances, review transaction history, and transfer funds between accounts. Locate nearby ATMs and contact your local branch directly from the app.

**Highlights:** Check account balances, View transaction history, Transfer funds between accounts, Find American Bank ATMs, Contact local branch, User-friendly interface

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast updates
- 👍 Convenient for checking balance
- 👍 Good for transferring funds
- 👍 Saves time

**What reviewers complain about**

- 🐛 Mobile deposit issues
- 🐛 Inconsistent performance
- 🐛 Zelle feature problems
- 🐛 Cash back rewards activation issue

**Reported bugs**

- Mobile deposit picture not accepted
- App freezes on loading screen
- Unable to access anything after update
- Cash back rewards always says needs activation

**Requested features**

- Make mobile deposit easier
- Link category spending from full site to app


### FBOT Mobile

[App page](https://appshunter.io/ios/app/fbot-mobile/id1244150751)

Manage your finances on the go with this mobile banking app. Check balances, transfer funds between accounts, pay bills, and deposit checks directly from your device. Designed for existing Fidelity Bank of Texas online banking customers.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay bills, Deposit checks, View latest account balance

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AmbankWaco free?

AmbankWaco is free to download, with no in-app purchases.

### Is FBOT Mobile free?

FBOT Mobile is free to download, with no in-app purchases.

### Which has better reviews, AmbankWaco or FBOT Mobile?

AmbankWaco is rated higher. AmbankWaco averages 4.8 out of 5 from 711 ratings, while FBOT Mobile averages 4.6 from 74 ratings.

### Do AmbankWaco or FBOT Mobile have ads?

Neither AmbankWaco nor FBOT Mobile shows ads.

### Which is updated more often, AmbankWaco or FBOT Mobile?

AmbankWaco ships an update every 3 months, and FBOT Mobile every 6 weeks. Most recently, AmbankWaco was updated on October 30, 2026 and FBOT Mobile on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*