# iMMIG 記帳小秘書 vs 記帳家 UrMoney

The clearest difference is price: 記帳家 UrMoney at Free against iMMIG 記帳小秘書's $1.99. 記帳家 UrMoney also leads on rating (5.0 vs 4.1). iMMIG 記帳小秘書's advantage is review sentiment (73% vs 50%) and update cadence (every 6 weeks vs every 3 months). On ratings volume, ads, in-app purchases and device support there is nothing between them.

記帳家 UrMoney is free to download; iMMIG 記帳小秘書 costs $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.

記帳家 UrMoney holds the better App Store score, 5.0 against 4.1. Both are backed by a comparable volume of ratings — 7 and 3 respectively. Written reviews complicate that: 73% of iMMIG 記帳小秘書's written reviews are positive against 50% of 記帳家 UrMoney's, so the app with the better star average is not the one people write more warmly about.

iMMIG 記帳小秘書 ships an update every 6 weeks, 記帳家 UrMoney every 3 months. The most recent releases landed on November 1, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | iMMIG 記帳小秘書 | 記帳家 UrMoney |
| --- | --- | --- |
| Price | $1.99 | **Free** |
| Rating | [4.1 (7 ratings)](https://appshunter.io/ios/app/immig/id478289911/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/urmoney/id590982082/reviews)** |
| Number of ratings | **7** | 3 |
| Positive reviews | **73.3% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 3 months |
| Monetization | Paid | **Free** |
| Size | 18 MB | 15 MB |
| Requires iOS | **9.0** | 13.0 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Jackie Kuang](https://appshunter.io/developer/448566981) | [UrMoney](https://appshunter.io/developer/571013473) |

## What reviewers say

### iMMIG 記帳小秘書

[App page](https://appshunter.io/ios/app/immig/id478289911)

This app helps you manage personal finances by tracking income, expenses, and bills. It offers features like QR code scanning for invoices, multi-currency accounts, cloud backups, and payment reminders. Secure your data with facial recognition or fingerprint unlock.

**Highlights:** Income and expense tracking, Bill payment reminders, QR code invoice scanning, Multi-currency account management, Cloud backup (Dropbox/iCloud), Biometric security (Face/Fingerprint ID), Reporting and statistics

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


### 記帳家 UrMoney

[App page](https://appshunter.io/ios/app/urmoney/id590982082)

Effortlessly track your income, expenses, and transfers with a user-friendly interface and professional statistical data. Sync your records to the cloud for seamless access across devices, even offline.

**Highlights:** Record income, expenses, and transfers, Personalized categories and accounts, Detailed statistical charts, Account balance display, Cloud synchronization, Offline recording, Location and photo logging, Password lock for privacy

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is iMMIG 記帳小秘書 free?

iMMIG 記帳小秘書 costs $1.99, with no in-app purchases.

### Is 記帳家 UrMoney free?

記帳家 UrMoney is free to download, with no in-app purchases.

### Which has better reviews, iMMIG 記帳小秘書 or 記帳家 UrMoney?

記帳家 UrMoney is rated higher. iMMIG 記帳小秘書 averages 4.1 out of 5 from 7 ratings, while 記帳家 UrMoney averages 5.0 from 3 ratings.

### Do iMMIG 記帳小秘書 or 記帳家 UrMoney have ads?

Neither iMMIG 記帳小秘書 nor 記帳家 UrMoney shows ads.

### Which is updated more often, iMMIG 記帳小秘書 or 記帳家 UrMoney?

iMMIG 記帳小秘書 ships an update every 6 weeks, and 記帳家 UrMoney every 3 months. Most recently, iMMIG 記帳小秘書 was updated on November 1, 2026 and 記帳家 UrMoney on October 12, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*