# iMMIG 記帳小秘書 vs Banck (Cloud Expense Tracker)

The clearest difference is price: Banck (Cloud Expense Tracker) at Free against iMMIG 記帳小秘書's $1.99. Banck (Cloud Expense Tracker) also leads on update cadence (weekly vs every 6 weeks) and review sentiment (93% vs 73%). iMMIG 記帳小秘書's advantage is iOS requirement (9.0 vs 13.0). On ratings volume, ads, in-app purchases and device support there is nothing between them.

Banck (Cloud Expense Tracker) is free to download; iMMIG 記帳小秘書 costs $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Banck (Cloud Expense Tracker) holds the better App Store score, 4.4 against 4.1. Both are backed by a comparable volume of ratings — 7 and 14 respectively. Written reviews point the same way: 73% of iMMIG 記帳小秘書's written reviews are positive against 93% of Banck (Cloud Expense Tracker)'s.

iMMIG 記帳小秘書 ships an update every 6 weeks, Banck (Cloud Expense Tracker) weekly. Both last shipped on November 1, 2026.

## The numbers

| Metric | iMMIG 記帳小秘書 | Banck (Cloud Expense Tracker) |
| --- | --- | --- |
| Price | $1.99 | **Free** |
| Rating | [4.1 (7 ratings)](https://appshunter.io/ios/app/immig/id478289911/reviews) | **[4.4 (14 ratings)](https://appshunter.io/ios/app/banck-cloud-expense-tracker/id597568624/reviews)** |
| Number of ratings | 7 | **14** |
| Positive reviews | 73.3% of reviews | **92.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Weekly** |
| Monetization | Paid | **Free** |
| Size | 18 MB | 16 MB |
| Requires iOS | **9.0** | 13.0 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Jackie Kuang](https://appshunter.io/developer/448566981) | [Chung-Lun Chiang](https://appshunter.io/developer/597568627) |

## What reviewers say

### iMMIG 記帳小秘書

[App page](https://appshunter.io/ios/app/immig/id478289911)

This app helps you manage personal finances by tracking income, expenses, and bills. It offers features like QR code scanning for invoices, multi-currency accounts, cloud backups, and payment reminders. Secure your data with facial recognition or fingerprint unlock.

**Highlights:** Income and expense tracking, Bill payment reminders, QR code invoice scanning, Multi-currency account management, Cloud backup (Dropbox/iCloud), Biometric security (Face/Fingerprint ID), Reporting and statistics

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


### Banck (Cloud Expense Tracker)

[App page](https://appshunter.io/ios/app/banck-cloud-expense-tracker/id597568624)

Manage your personal finances with this app that allows offline expense tracking and automatic cloud synchronization. Scan receipts, track multiple currencies, and set daily reminders to stay on top of your spending. It offers unlimited records and accounts for free.

**Highlights:** Offline expense tracking, Taiwan E-Invoice scanning, Cloud synchronization, Multi-currency support, Daily reminders, Unlimited records and accounts

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is iMMIG 記帳小秘書 free?

iMMIG 記帳小秘書 costs $1.99, with no in-app purchases.

### Is Banck (Cloud Expense Tracker) free?

Banck (Cloud Expense Tracker) is free to download, with no in-app purchases.

### Which has better reviews, iMMIG 記帳小秘書 or Banck (Cloud Expense Tracker)?

Banck (Cloud Expense Tracker) is rated higher. iMMIG 記帳小秘書 averages 4.1 out of 5 from 7 ratings, while Banck (Cloud Expense Tracker) averages 4.4 from 14 ratings.

### Do iMMIG 記帳小秘書 or Banck (Cloud Expense Tracker) have ads?

Neither iMMIG 記帳小秘書 nor Banck (Cloud Expense Tracker) shows ads.

### Which is updated more often, iMMIG 記帳小秘書 or Banck (Cloud Expense Tracker)?

iMMIG 記帳小秘書 ships an update every 6 weeks, and Banck (Cloud Expense Tracker) weekly. Most recently, iMMIG 記帳小秘書 was updated on November 1, 2026 and Banck (Cloud Expense Tracker) on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*