# iMMIG 記帳小秘書 vs BudgetAI

The clearest difference is price: BudgetAI at Free against iMMIG 記帳小秘書's $1.99. BudgetAI also leads on update cadence (every 3 days vs every 6 weeks) and review sentiment (100% vs 73%). iMMIG 記帳小秘書's advantage is in-app purchases (none vs 5) and device support (3 vs 1). On ads there is nothing between them.

BudgetAI is free to download; iMMIG 記帳小秘書 costs $1.99 up front. BudgetAI sells 5 in-app purchases, starting at $0.99 per month. iMMIG 記帳小秘書 asks for nothing beyond the download.

iMMIG 記帳小秘書 ships an update every 6 weeks, BudgetAI every 3 days. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | iMMIG 記帳小秘書 | BudgetAI |
| --- | --- | --- |
| Price | $1.99 | **Free** |
| Rating | **[4.1 (7 ratings)](https://appshunter.io/ios/app/immig/id478289911/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 73.3% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 days** |
| Monetization | Paid | **Free with in-app purchases** |
| Size | 18 MB | 42 MB |
| Requires iOS | **9.0** | 17.0 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Jackie Kuang](https://appshunter.io/developer/448566981) | [Chih-Kai Chang](https://appshunter.io/developer/1328216396) |

## What reviewers say

### iMMIG 記帳小秘書

[App page](https://appshunter.io/ios/app/immig/id478289911)

This app helps you manage personal finances by tracking income, expenses, and bills. It offers features like QR code scanning for invoices, multi-currency accounts, cloud backups, and payment reminders. Secure your data with facial recognition or fingerprint unlock.

**Highlights:** Income and expense tracking, Bill payment reminders, QR code invoice scanning, Multi-currency account management, Cloud backup (Dropbox/iCloud), Biometric security (Face/Fingerprint ID), Reporting and statistics

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


### BudgetAI

[App page](https://appshunter.io/ios/app/budgetai-expense-tracker/id6740517749)

Effortlessly track your income and expenses with this AI-powered bookkeeping app. Use voice commands or smart function calls to record transactions and gain instant financial insights through clear charts and practical widgets.

**Highlights:** AI-powered financial tracking, Voice command transaction recording, Smart function calls for data entry, Intuitive design with dark mode, Clear income and expense charts, Practical financial widgets, Taiwan e-Invoice Carrier tool

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| A big thanks | $0.99 | per month |
| A big thanks | $9.99 | per year |
| Support the creator | $0.99 | one-time |
| Support the creator | $3.99 | one-time |
| Say goodbye to AD forever | $9.99 | one-time |


## Frequently asked questions

### Is iMMIG 記帳小秘書 free?

iMMIG 記帳小秘書 costs $1.99, with no in-app purchases.

### Is BudgetAI free?

BudgetAI is free to download, with in-app purchases available.

### Do iMMIG 記帳小秘書 or BudgetAI have ads?

Neither iMMIG 記帳小秘書 nor BudgetAI shows ads.

### Which is updated more often, iMMIG 記帳小秘書 or BudgetAI?

iMMIG 記帳小秘書 ships an update every 6 weeks, and BudgetAI every 3 days. Most recently, iMMIG 記帳小秘書 was updated on November 1, 2026 and BudgetAI on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*