# iMMIG 記帳小秘書 vs Pennio

The clearest difference is price: Pennio at Free against iMMIG 記帳小秘書's $1.99. iMMIG 記帳小秘書's advantage is in-app purchases (none vs 2) and iOS requirement (9.0 vs 15.1). On update cadence, ads and device support there is nothing between them.

Pennio is free to download; iMMIG 記帳小秘書 costs $1.99 up front. Pennio sells 2 in-app purchases, starting at $5.99 per 7 days. iMMIG 記帳小秘書 asks for nothing beyond the download.

iMMIG 記帳小秘書 ships an update every 6 weeks, Pennio every 3 months. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | iMMIG 記帳小秘書 | Pennio |
| --- | --- | --- |
| Price | $1.99 | **Free** |
| Rating | **[4.1 (7 ratings)](https://appshunter.io/ios/app/immig/id478289911/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 73.3% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 3 months |
| Monetization | Paid | — |
| Size | 18 MB | 67 MB |
| Requires iOS | **9.0** | 15.1 |
| Devices | iPhone, iPod, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Jackie Kuang](https://appshunter.io/developer/448566981) | [Artur Popov](https://appshunter.io/developer/1868003641) |

## What reviewers say

### iMMIG 記帳小秘書

[App page](https://appshunter.io/ios/app/immig/id478289911)

This app helps you manage personal finances by tracking income, expenses, and bills. It offers features like QR code scanning for invoices, multi-currency accounts, cloud backups, and payment reminders. Secure your data with facial recognition or fingerprint unlock.

**Highlights:** Income and expense tracking, Bill payment reminders, QR code invoice scanning, Multi-currency account management, Cloud backup (Dropbox/iCloud), Biometric security (Face/Fingerprint ID), Reporting and statistics

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


### Pennio

[App page](https://appshunter.io/ios/app/pennio-weekly-budget-planner/id6760724844)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pennio Pro Weekly | $5.99 | per 7 days |
| Pennio Pro Yearly | $39.99 | per year |


## Frequently asked questions

### Is iMMIG 記帳小秘書 free?

iMMIG 記帳小秘書 costs $1.99, with no in-app purchases.

### Is Pennio free?

Pennio is free to download, with in-app purchases available.

### Do iMMIG 記帳小秘書 or Pennio have ads?

Neither iMMIG 記帳小秘書 nor Pennio shows ads.

### Which is updated more often, iMMIG 記帳小秘書 or Pennio?

iMMIG 記帳小秘書 ships an update every 6 weeks, and Pennio every 3 months. Most recently, iMMIG 記帳小秘書 was updated on November 1, 2026 and Pennio on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*