# Capital Y vs My CDPHP®

Capital Y and My CDPHP® both sit at 3.0 stars, but that hides the real split: 9% of Capital Y's written reviews are positive against 0% of My CDPHP®'s. Capital Y also leads on iOS requirement (6.0 vs 12.1). My CDPHP®'s advantage is ratings volume (39 vs 10). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.0 for Capital Y against 2.9 for My CDPHP®. Both are backed by a comparable volume of ratings — 10 and 39 respectively. Written reviews are what separate them: 9% of Capital Y's written reviews are positive against 0% of My CDPHP®'s.

Capital Y ships an update monthly, My CDPHP® every 2 months. The most recent releases landed on October 2, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | Capital Y | My CDPHP® |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (10 ratings)](https://appshunter.io/ios/app/capital-y/id480489154/reviews)** | [2.9 (39 ratings)](https://appshunter.io/ios/app/my-cdphp/id1457028996/reviews) |
| Number of ratings | 10 | **39** |
| Positive reviews | **9.1% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 13 MB | 90 MB |
| Requires iOS | **6.0** | 12.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Daxko LLC](https://appshunter.io/developer/633678240) | [Capital District Physicians' Health Plan, Inc.](https://appshunter.io/developer/491929502) |

## What reviewers say

### Capital Y

[App page](https://appshunter.io/ios/app/capital-y/id480489154)

Stay informed with organizational news and announcements. View and filter daily schedules for classes and receive push notifications for important updates. Store barcodes for easy check-in.

**Highlights:** Organizational news and announcements, Daily class schedules with filtering, Push notifications for updates, Barcode storage for check-in, Location-specific updates

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### My CDPHP®

[App page](https://appshunter.io/ios/app/my-cdphp/id1457028996)

Manage your health insurance plan and benefits in one place. Track coverage, view claims, monitor spending, and estimate medical costs. Submit claims conveniently and compare provider expenses.

**Highlights:** View health coverage details, Track filed and processed claims, Monitor out-of-pocket spending, Estimate medical costs, Compare provider and facility costs, Submit medical claims

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Capital Y free?

Capital Y is free to download, with no in-app purchases.

### Is My CDPHP® free?

My CDPHP® is free to download, with no in-app purchases.

### Which has better reviews, Capital Y or My CDPHP®?

Capital Y is rated higher. Capital Y averages 3.0 out of 5 from 10 ratings, while My CDPHP® averages 2.9 from 39 ratings.

### Do Capital Y or My CDPHP® have ads?

Neither Capital Y nor My CDPHP® shows ads.

### Which is updated more often, Capital Y or My CDPHP®?

Capital Y ships an update monthly, and My CDPHP® every 2 months. Most recently, Capital Y was updated on October 2, 2026 and My CDPHP® on September 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*