# キャッシング・ナビ vs Debt Payoff Tracker

The clearest difference is in-app purchases: キャッシング・ナビ at none against Debt Payoff Tracker's 3. キャッシング・ナビ also leads on iOS requirement (8.0 vs 18). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Debt Payoff Tracker sells 3 in-app purchases, starting at $4.99 per month. キャッシング・ナビ asks for nothing beyond the download.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 1, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | キャッシング・ナビ | Debt Payoff Tracker |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Size | 17 MB | 4 MB |
| Requires iOS | **8.0** | 18 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Tomoki Fukuura](https://appshunter.io/developer/468580539) | [Karol Jaworski](https://appshunter.io/developer/1799974477) |

## What reviewers say

### キャッシング・ナビ

[App page](https://appshunter.io/ios/app/id481138719)

**Features:** macOS Compatibility

**In-app purchases:** none


### Debt Payoff Tracker

[App page](https://appshunter.io/ios/app/debt-payoff-tracker-zero/id6760733303)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Zero Pro Monthly | $4.99 | per month |
| Zero Pro - First Year Offer | $39.99 | per year |
| Zero Pro Yearly | $39.99 | per year |


## Frequently asked questions

### Is キャッシング・ナビ free?

キャッシング・ナビ is free to download, with no in-app purchases.

### Is Debt Payoff Tracker free?

Debt Payoff Tracker is free to download, with in-app purchases available.

### Do キャッシング・ナビ or Debt Payoff Tracker have ads?

Neither キャッシング・ナビ nor Debt Payoff Tracker shows ads.

### Which is updated more often, キャッシング・ナビ or Debt Payoff Tracker?

キャッシング・ナビ ships an update every 3 months, and Debt Payoff Tracker every 3 months. Most recently, キャッシング・ナビ was updated on October 1, 2026 and Debt Payoff Tracker on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*