# MCECU Mobile vs Firefighters First CU

The clearest difference is update cadence: MCECU Mobile at monthly against Firefighters First CU's every 3 months. MCECU Mobile also leads on review sentiment (91% vs 75%). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for MCECU Mobile against 4.9 for Firefighters First CU. Both are backed by a comparable volume of ratings — 10K and 8.7K respectively. Written reviews are what separate them: 91% of MCECU Mobile's written reviews are positive against 75% of Firefighters First CU's.

MCECU Mobile ships an update monthly, Firefighters First CU every 3 months. Both last shipped on November 6, 2026.

## The numbers

| Metric | MCECU Mobile | Firefighters First CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (10K ratings)](https://appshunter.io/ios/app/mcecu-mobile/id481603622/reviews)** | [4.9 (8.7K ratings)](https://appshunter.io/ios/app/firefighters-first-cu/id1030430975/reviews) |
| Number of ratings | **10K** | 8.7K |
| Positive reviews | **90.9% of reviews** | 75.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Free | Free |
| Size | 186 MB | 114 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Memphis City Employees Credit Union](https://appshunter.io/developer/481603625) | [Firefighters First Credit Union](https://appshunter.io/developer/489710915) |

## What reviewers say

### MCECU Mobile

[App page](https://appshunter.io/ios/app/mcecu-mobile/id481603622)

Manage your finances on the go with this mobile banking app. Check balances, view transaction history, transfer funds, deposit checks, and pay loans securely. Features fingerprint authentication for quick access.

**Highlights:** Check account balances, View transaction history, Transfer funds between accounts, Deposit checks remotely, Pay loans, Fingerprint authentication

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great service
- 🚀 Convenient
- 💕 Awesome customer service
- 👍 Helpful staff
- 🚀 Easy to use app

**What reviewers complain about**

- 🐛 Outdated app design
- 🐛 Technical issues with app

**Reported bugs**

- App logging out users frequently
- Mobile check deposit not working for years

**Requested features**

- Customized debit/ATM cards
- Deposit option in drive-thru
- Face recognition login
- Multiple account access with same email


### Firefighters First CU

[App page](https://appshunter.io/ios/app/firefighters-first-cu/id1030430975)

Manage your finances on the go with this mobile banking app. Check balances, view transactions, deposit checks, pay bills, transfer funds, and locate ATMs. Access your accounts conveniently from anywhere.

**Highlights:** Check account balances and transaction history, Deposit checks via photo, Pay bills and other people, Transfer funds between accounts, Locate nearby ATMs

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Exceptional service
- 🚀 Easy to use
- 🚀 Intuitive app
- 👍 Excellent customer service
- 👍 Convenient banking

**What reviewers complain about**

- 🐛 Zelle not working
- 🐛 Glitchy app after updates
- 🐛 Mobile deposit issues
- 🐛 App crashes
- 🐛 Limited features

**Reported bugs**

- Zelle not working
- Mobile deposit issues
- App crashes
- Bill pay problems

**Requested features**

- Bring back ID with picture option
- Ability to see Zelle transaction details
- Easier transfers between FFCU and other banks
- Facial recognition login
- Improved bill pay history


## Frequently asked questions

### Is MCECU Mobile free?

MCECU Mobile is free to download, with no in-app purchases.

### Is Firefighters First CU free?

Firefighters First CU is free to download, with no in-app purchases.

### Which has better reviews, MCECU Mobile or Firefighters First CU?

MCECU Mobile is rated higher. MCECU Mobile averages 4.9 out of 5 from 10K ratings, while Firefighters First CU averages 4.9 from 8.7K ratings.

### Do MCECU Mobile or Firefighters First CU have ads?

Neither MCECU Mobile nor Firefighters First CU shows ads.

### Which is updated more often, MCECU Mobile or Firefighters First CU?

MCECU Mobile ships an update monthly, and Firefighters First CU every 3 months. Most recently, MCECU Mobile was updated on November 6, 2026 and Firefighters First CU on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*