# MCECU Mobile vs MHFCU Mobile Banking

MCECU Mobile and MHFCU Mobile Banking both sit at 4.9 stars, but that hides the real split: 91% of MCECU Mobile's written reviews are positive against 50% of MHFCU Mobile Banking's. MCECU Mobile also leads on update cadence (monthly vs every 5 months) and ratings volume (10K vs 369). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for MCECU Mobile against 4.8 for MHFCU Mobile Banking. That said, the two scores are not equally well evidenced: MCECU Mobile has 10K ratings behind it against 369, so its average is the more settled of the two. Written reviews are what separate them: 91% of MCECU Mobile's written reviews are positive against 50% of MHFCU Mobile Banking's.

MCECU Mobile ships an update monthly, MHFCU Mobile Banking every 5 months. The most recent releases landed on November 10, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | MCECU Mobile | MHFCU Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (10K ratings)](https://appshunter.io/ios/app/mcecu-mobile/id481603622/reviews)** | [4.8 (369 ratings)](https://appshunter.io/ios/app/mhfcu-mobile-banking/id1530423111/reviews) |
| Number of ratings | **10K** | 369 |
| Positive reviews | **90.9% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 months |
| Monetization | Free | Free |
| Size | 186 MB | 113 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Memphis City Employees Credit Union](https://appshunter.io/developer/481603625) | [Methodist Healthcare Federal Credit Union](https://appshunter.io/developer/1025200716) |

## What reviewers say

### MCECU Mobile

[App page](https://appshunter.io/ios/app/mcecu-mobile/id481603622)

Manage your finances on the go with this mobile banking app. Check balances, view transaction history, transfer funds, deposit checks, and pay loans securely. Features fingerprint authentication for quick access.

**Highlights:** Check account balances, View transaction history, Transfer funds between accounts, Deposit checks remotely, Pay loans, Fingerprint authentication

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great service
- 🚀 Convenient
- 💕 Awesome customer service
- 👍 Helpful staff
- 🚀 Easy to use app

**What reviewers complain about**

- 🐛 Outdated app design
- 🐛 Technical issues with app

**Reported bugs**

- App logging out users frequently
- Mobile check deposit not working for years

**Requested features**

- Customized debit/ATM cards
- Deposit option in drive-thru
- Face recognition login
- Multiple account access with same email


### MHFCU Mobile Banking

[App page](https://appshunter.io/ios/app/mhfcu-mobile-banking/id1530423111)

Manage your accounts securely and conveniently on the go. Check balances, review transactions, deposit checks remotely, and find branch locations. Your financial information is protected without being stored on your device.

**Highlights:** Check account balances, View transaction history, Remote check deposits, Locate branches, View rates and specials, Contact credit union

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MCECU Mobile free?

MCECU Mobile is free to download, with no in-app purchases.

### Is MHFCU Mobile Banking free?

MHFCU Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, MCECU Mobile or MHFCU Mobile Banking?

MCECU Mobile is rated higher. MCECU Mobile averages 4.9 out of 5 from 10K ratings, while MHFCU Mobile Banking averages 4.8 from 369 ratings.

### Do MCECU Mobile or MHFCU Mobile Banking have ads?

Neither MCECU Mobile nor MHFCU Mobile Banking shows ads.

### Which is updated more often, MCECU Mobile or MHFCU Mobile Banking?

MCECU Mobile ships an update monthly, and MHFCU Mobile Banking every 5 months. Most recently, MCECU Mobile was updated on November 10, 2026 and MHFCU Mobile Banking on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*